42241
ZIPSAFMR
Christian County, KY
BRFMR
Eff. Rent
0 BR$990$860
1 BR$990$890
2 BR$1,220$970
3 BR$1,700$1,320
4 BR$2,050$1,530
5 BR$2,358
6 BR$2,711
7 BR$3,118
8 BR$3,585

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.15ratio
FMR$990
Market$860
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
1 BR
1 BR
1.11ratio
FMR$990
Market$890
vs market+$100

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
2 BR
2 BR
1.26ratio
FMR$1,220
Market$970
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
3 BR
3 BR
1.29ratio
FMR$1,700
Market$1,320
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
4 BR
4 BR
1.34ratio
FMR$2,050
Market$1,530
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.34
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$119,375
Rent
$1,220
Down payment
$23,875
Loan
$95,500
Mortgage
$604
Expenses
$416
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 42241 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.