43537
ZIPSAFMR
Lucas County, OH
BRFMR
Eff. Rent
0 BR$820$720
1 BR$880$970
2 BR$1,150$1,270
3 BR$1,480$1,630
4 BR$1,550$1,710
5 BR$1,782
6 BR$2,050
7 BR$2,357
8 BR$2,711

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMR$1,150
Market rent$2,080
Est. payment standard (110%)Used$1,270
Estimated payment standard is $1,270 (110% of FMR).
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Current value$126,805
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Current value$126,805
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Current value$126,805
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$820
Market$720
vs market+$100

FMR is above market; underwrite to market rent.

90% standard$738 / 1.02 ratio110% standard$902 / 1.25 ratio
1.14
1 BR
1 BR
0.72ratio
FMR$880
Market$1,230
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$792 / 0.64 ratio110% standard$968 / 0.79 ratio
0.72
2 BR
2 BR
0.55ratio
FMR$1,150
Market$2,080
vs market-$930

FMR is below market; voucher rent may lag private rents.

90% standard$1,035 / 0.50 ratio110% standard$1,265 / 0.61 ratio
0.55
3 BR
3 BR
0.70ratio
FMR$1,480
Market$2,100
vs market-$620

FMR is below market; voucher rent may lag private rents.

90% standard$1,332 / 0.63 ratio110% standard$1,628 / 0.78 ratio
0.70
4 BR
4 BR
0.74ratio
FMR$1,550
Market$2,090
vs market-$540

FMR is below market; voucher rent may lag private rents.

90% standard$1,395 / 0.67 ratio110% standard$1,705 / 0.82 ratio
0.74
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 43537 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

43537 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 43537 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,150 and the 4 bedroom fair market rent is $1,550.

Use this page for searches like 43537 FMR, 43537 fair market rent, and 43537 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 43537
Bedroom sizeHUD FMR
Studio$820
1 bedroom$880
2 bedroom$1,150
3 bedroom$1,480
4 bedroom$1,550