45342
ZIPSAFMR
Montgomery County, OH
BRFMR
Eff. Rent
0 BR$1,120$790
1 BR$1,220$1,020
2 BR$1,540$1,120
3 BR$2,000$1,880
4 BR$2,200$2,200
5 BR$2,530
6 BR$2,909
7 BR$3,346
8 BR$3,848

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.42ratio
FMR$1,120
Market$790
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.42
1 BR
1 BR
1.20ratio
FMR$1,220
Market$1,020
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
2 BR
2 BR
1.38ratio
FMR$1,540
Market$1,120
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.38
3 BR
3 BR
1.06ratio
FMR$2,000
Market$1,880
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
4 BR
4 BR
0.99ratio
FMR$2,200
Market$2,230
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$166,927
Rent
$1,540
Down payment
$33,385
Loan
$133,542
Mortgage
$844
Expenses
$496
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45342 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.