50046
ZIPSAFMR
Polk County, IA
BRFMR
Eff. Rent
0 BR$1,020$1,020
1 BR$1,080$1,080
2 BR$1,220$1,220
3 BR$1,690$1,400
4 BR$1,990$1,540
5 BR$2,289
6 BR$2,632
7 BR$3,027
8 BR$3,481

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.92ratio
FMR$1,020
Market$1,110
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.92
1 BR
1 BR
0.94ratio
FMR$1,080
Market$1,150
vs market-$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
2 BR
2 BR
0.97ratio
FMR$1,220
Market$1,260
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
3 BR
3 BR
1.21ratio
FMR$1,690
Market$1,400
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
4 BR
4 BR
1.29ratio
FMR$1,990
Market$1,540
vs market+$450

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$119,375
Rent
$1,220
Down payment
$23,875
Loan
$95,500
Mortgage
$604
Expenses
$416
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 50046 (IA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.