53545
ZIPSAFMR
Rock County, WI
BRFMR
Eff. Rent
0 BR$910$1,000
1 BR$970$1,040
2 BR$1,260$1,380
3 BR$1,610$1,630
4 BR$1,670$1,760
5 BR$1,920
6 BR$2,209
7 BR$2,540
8 BR$2,921

Purchase Price Calculator

Maximum purchase price
$143,151

Cost breakdown

+Likely effective rent$1,380
HUD FMR$1,260
Market rent$1,440
Est. payment standard (109%)Used$1,380
Estimated payment standard is $1,380 (109% of FMR).
-Principal and interest-$724
Loan amount$114,521
Down payment$28,630
Rate6.50%
Term30 years
-Operating costs-$456
Property taxes-$143
Insurance-$175
Utilities$0
HOA$0
Management-$138
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,310(77.9% ROI)
Projected value
$154,158
Current value$143,151
Return breakdown
Property appreciation+$11,007
Loan principal paid down+$4,103
Rental cash flow+$7,200
5-year hold
+$38,128(133.2% ROI)
Projected value
$161,962
Current value$143,151
Return breakdown
Property appreciation+$18,811
Loan principal paid down+$7,317
Rental cash flow+$12,000
10-year hold
+$81,529(284.8% ROI)
Projected value
$183,245
Current value$143,151
Return breakdown
Property appreciation+$40,094
Loan principal paid down+$17,434
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.85ratio
FMR$910
Market$1,070
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$819 / 0.77 ratio110% standard$1,001 / 0.94 ratio
0.85
1 BR
1 BR
0.91ratio
FMR$970
Market$1,070
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$873 / 0.82 ratio110% standard$1,067 / 1.00 ratio
0.91
2 BR
2 BR
0.88ratio
FMR$1,260
Market$1,440
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$1,134 / 0.79 ratio110% standard$1,386 / 0.96 ratio
0.88
3 BR
3 BR
0.98ratio
FMR$1,610
Market$1,640
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,449 / 0.88 ratio110% standard$1,771 / 1.08 ratio
0.98
4 BR
4 BR
0.92ratio
FMR$1,670
Market$1,810
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,503 / 0.83 ratio110% standard$1,837 / 1.01 ratio
0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 53545 (WI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

53545 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 53545 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,260 and the 4 bedroom fair market rent is $1,670.

Use this page for searches like 53545 FMR, 53545 fair market rent, and 53545 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 53545
Bedroom sizeHUD FMR
Studio$910
1 bedroom$970
2 bedroom$1,260
3 bedroom$1,610
4 bedroom$1,670