54482
ZIPSAFMR
Portage County, WI
BRFMR
Eff. Rent
0 BR$770$620
1 BR$860$950
2 BR$1,120$1,230
3 BR$1,340$1,460
4 BR$1,480$1,630
5 BR$1,702
6 BR$1,957
7 BR$2,251
8 BR$2,589

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMR$1,120
Market rent$1,430
Est. payment standard (110%)Used$1,230
Estimated payment standard is $1,230 (110% of FMR).
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Current value$120,861
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Current value$120,861
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Current value$120,861
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.24ratio
FMR$770
Market$620
vs market+$150

FMR is above market; underwrite to market rent.

90% standard$693 / 1.12 ratio110% standard$847 / 1.37 ratio
1.24
1 BR
1 BR
0.79ratio
FMR$860
Market$1,090
vs market-$230

FMR is below market; voucher rent may lag private rents.

90% standard$774 / 0.71 ratio110% standard$946 / 0.87 ratio
0.79
2 BR
2 BR
0.78ratio
FMR$1,120
Market$1,430
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$1,008 / 0.70 ratio110% standard$1,232 / 0.86 ratio
0.78
3 BR
3 BR
0.88ratio
FMR$1,340
Market$1,530
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$1,206 / 0.79 ratio110% standard$1,474 / 0.96 ratio
0.88
4 BR
4 BR
0.85ratio
FMR$1,480
Market$1,740
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,332 / 0.77 ratio110% standard$1,628 / 0.94 ratio
0.85
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 54482 (WI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

54482 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 54482 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,120 and the 4 bedroom fair market rent is $1,480.

Use this page for searches like 54482 FMR, 54482 fair market rent, and 54482 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 54482
Bedroom sizeHUD FMR
Studio$770
1 bedroom$860
2 bedroom$1,120
3 bedroom$1,340
4 bedroom$1,480