59716
ZIPSAFMR
Madison County, MT
BRFMR
Eff. Rent
0 BR$1,620$1,780
1 BR$1,770$1,770
2 BR$2,310$2,540
3 BR$3,200$3,520
4 BR$3,810$3,550
5 BR$4,382
6 BR$5,039
7 BR$5,795
8 BR$6,664

Purchase Price Calculator

Maximum purchase price
$315,526

Cost breakdown

+Likely effective rent$2,540
HUD FMR$2,310
Market rent$3,230
Est. payment standard (110%)Used$2,540
Estimated payment standard is $2,540 (110% of FMR).
-Principal and interest-$1,595
Loan amount$252,421
Down payment$63,105
Rate6.50%
Term30 years
-Operating costs-$745
Property taxes-$316
Insurance-$175
Utilities$0
HOA$0
Management-$254
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,505(64.2% ROI)
Projected value
$339,787
Current value$315,526
Return breakdown
Property appreciation+$24,261
Loan principal paid down+$9,044
Rental cash flow+$7,200
5-year hold
+$69,590(110.3% ROI)
Projected value
$356,989
Current value$315,526
Return breakdown
Property appreciation+$41,463
Loan principal paid down+$16,127
Rental cash flow+$12,000
10-year hold
+$150,802(239.0% ROI)
Projected value
$403,901
Current value$315,526
Return breakdown
Property appreciation+$88,374
Loan principal paid down+$38,428
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.60ratio
FMR$1,620
Market$2,690
vs market-$1,070

FMR is below market; voucher rent may lag private rents.

90% standard$1,458 / 0.54 ratio110% standard$1,782 / 0.66 ratio
0.60
2 BR
2 BR
0.72ratio
FMR$2,310
Market$3,230
vs market-$920

FMR is below market; voucher rent may lag private rents.

90% standard$2,079 / 0.64 ratio110% standard$2,541 / 0.79 ratio
0.72
3 BR
3 BR
0.82ratio
FMR$3,200
Market$3,900
vs market-$700

FMR is below market; voucher rent may lag private rents.

90% standard$2,880 / 0.74 ratio110% standard$3,520 / 0.90 ratio
0.82
4 BR
4 BR
1.07ratio
FMR$3,810
Market$3,550
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$3,429 / 0.97 ratio110% standard$4,191 / 1.18 ratio
1.07
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 59716 (MT) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

59716 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 59716 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,310 and the 4 bedroom fair market rent is $3,810.

Use this page for searches like 59716 FMR, 59716 fair market rent, and 59716 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 59716
Bedroom sizeHUD FMR
Studio$1,620
1 bedroom$1,770
2 bedroom$2,310
3 bedroom$3,200
4 bedroom$3,810