74074
ZIPSAFMR
Payne County, OK
BRFMR
Eff. Rent
0 BR$870$830
1 BR$940$860
2 BR$1,150$1,150
3 BR$1,600$1,600
4 BR$1,740$1,740
5 BR$2,001
6 BR$2,301
7 BR$2,646
8 BR$3,043

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.05ratio
FMR$870
Market$830
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
1 BR
1 BR
1.09ratio
FMR$940
Market$860
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
2 BR
2 BR
0.91ratio
FMR$1,150
Market$1,260
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.91
3 BR
3 BR
0.88ratio
FMR$1,600
Market$1,820
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
4 BR
4 BR
0.82ratio
FMR$1,740
Market$2,120
vs market-$380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$108,973
Rent
$1,150
Down payment
$21,795
Loan
$87,178
Mortgage
$551
Expenses
$399
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 74074 (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.