74103
ZIPSAFMR
Osage County, OK
BRFMR
Eff. Rent
0 BR$1,290$1,140
1 BR$1,360$1,360
2 BR$1,680$1,680
3 BR$2,210$2,200
4 BR$2,560$2,560
5 BR$2,944
6 BR$3,386
7 BR$3,893
8 BR$4,477

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.13ratio
FMR$1,290
Market$1,140
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
1 BR
1 BR
0.87ratio
FMR$1,360
Market$1,560
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
2 BR
2 BR
0.75ratio
FMR$1,680
Market$2,250
vs market-$570

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
3 BR
3 BR
1.00ratio
FMR$2,210
Market$2,200
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
4 BR
4 BR
0.75ratio
FMR$2,560
Market$3,430
vs market-$870

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$187,731
Rent
$1,680
Down payment
$37,546
Loan
$150,185
Mortgage
$949
Expenses
$531
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 74103 (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.