74105
ZIPSAFMR
Tulsa County, OK
BRFMR
Eff. Rent
0 BR$980$800
1 BR$1,040$1,140
2 BR$1,280$1,380
3 BR$1,680$1,660
4 BR$1,950$1,900
5 BR$2,243
6 BR$2,579
7 BR$2,966
8 BR$3,411

Purchase Price Calculator

Maximum purchase price
$143,151

Cost breakdown

+Likely effective rent$1,380
HUD FMR$1,280
Market rent$1,430
Est. payment standard (108%)Used$1,380
Estimated payment standard is $1,380 (108% of FMR).
-Principal and interest-$724
Loan amount$114,521
Down payment$28,630
Rate6.50%
Term30 years
-Operating costs-$456
Property taxes-$143
Insurance-$175
Utilities$0
HOA$0
Management-$138
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,310(77.9% ROI)
Projected value
$154,158
Current value$143,151
Return breakdown
Property appreciation+$11,007
Loan principal paid down+$4,103
Rental cash flow+$7,200
5-year hold
+$38,128(133.2% ROI)
Projected value
$161,962
Current value$143,151
Return breakdown
Property appreciation+$18,811
Loan principal paid down+$7,317
Rental cash flow+$12,000
10-year hold
+$81,529(284.8% ROI)
Projected value
$183,245
Current value$143,151
Return breakdown
Property appreciation+$40,094
Loan principal paid down+$17,434
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.23ratio
FMR$980
Market$800
vs market+$180

FMR is above market; underwrite to market rent.

90% standard$882 / 1.10 ratio110% standard$1,078 / 1.35 ratio
1.23
1 BR
1 BR
0.81ratio
FMR$1,040
Market$1,290
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$936 / 0.73 ratio110% standard$1,144 / 0.89 ratio
0.81
2 BR
2 BR
0.90ratio
FMR$1,280
Market$1,430
vs market-$150

FMR is below market; voucher rent may lag private rents.

90% standard$1,152 / 0.81 ratio110% standard$1,408 / 0.98 ratio
0.90
3 BR
3 BR
1.01ratio
FMR$1,680
Market$1,660
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$1,512 / 0.91 ratio110% standard$1,848 / 1.11 ratio
1.01
4 BR
4 BR
1.03ratio
FMR$1,950
Market$1,900
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,755 / 0.92 ratio110% standard$2,145 / 1.13 ratio
1.03
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 74105 (OK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

74105 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 74105 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,280 and the 4 bedroom fair market rent is $1,950.

Use this page for searches like 74105 FMR, 74105 fair market rent, and 74105 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 74105
Bedroom sizeHUD FMR
Studio$980
1 bedroom$1,040
2 bedroom$1,280
3 bedroom$1,680
4 bedroom$1,950