75044
ZIPSAFMR
Collin County, TX
BRFMR
Eff. Rent
0 BR$1,750$1,200
1 BR$1,820$1,540
2 BR$2,130$1,900
3 BR$2,680$2,150
4 BR$3,410$2,760
5 BR$3,921
6 BR$4,510
7 BR$5,186
8 BR$5,964

Purchase Price Calculator

Maximum purchase price
$220,423

Cost breakdown

+Likely effective rent$1,900
HUD FMR$2,130
Market rentUsed$1,900
Est. payment standard (93%)$1,980
Market rent is below the inferred standard ($1,980, 93% of FMR).
-Principal and interest-$1,115
Loan amount$176,338
Down payment$44,085
Rate6.50%
Term30 years
-Operating costs-$585
Property taxes-$220
Insurance-$175
Utilities$0
HOA$0
Management-$190
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,466(69.1% ROI)
Projected value
$237,371
Current value$220,423
Return breakdown
Property appreciation+$16,948
Loan principal paid down+$6,318
Rental cash flow+$7,200
5-year hold
+$52,232(118.5% ROI)
Projected value
$249,388
Current value$220,423
Return breakdown
Property appreciation+$28,965
Loan principal paid down+$11,266
Rental cash flow+$12,000
10-year hold
+$112,583(255.4% ROI)
Projected value
$282,160
Current value$220,423
Return breakdown
Property appreciation+$61,737
Loan principal paid down+$26,846
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.46ratio
FMR$1,750
Market$1,200
vs market+$550

FMR is above market; underwrite to market rent.

90% standard$1,575 / 1.31 ratio110% standard$1,925 / 1.60 ratio
1.46
1 BR
1 BR
1.18ratio
FMR$1,820
Market$1,540
vs market+$280

FMR is above market; underwrite to market rent.

90% standard$1,638 / 1.06 ratio110% standard$2,002 / 1.30 ratio
1.18
2 BR
2 BR
1.12ratio
FMR$2,130
Market$1,900
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,917 / 1.01 ratio110% standard$2,343 / 1.23 ratio
1.12
3 BR
3 BR
1.25ratio
FMR$2,680
Market$2,150
vs market+$530

FMR is above market; underwrite to market rent.

90% standard$2,412 / 1.12 ratio110% standard$2,948 / 1.37 ratio
1.25
4 BR
4 BR
1.24ratio
FMR$3,410
Market$2,760
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$3,069 / 1.11 ratio110% standard$3,751 / 1.36 ratio
1.24
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75044 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

75044 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 75044 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,130 and the 4 bedroom fair market rent is $3,410.

Use this page for searches like 75044 FMR, 75044 fair market rent, and 75044 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 75044
Bedroom sizeHUD FMR
Studio$1,750
1 bedroom$1,820
2 bedroom$2,130
3 bedroom$2,680
4 bedroom$3,410