75660
ZIPSAFMR
Gregg County, TX
BRFMR
Eff. Rent
0 BR$1,010$1,110
1 BR$1,010$1,050
2 BR$1,200$1,200
3 BR$1,610$1,730
4 BR$1,700$1,870
5 BR$1,955
6 BR$2,248
7 BR$2,585
8 BR$2,973

Purchase Price Calculator

Maximum purchase price
$116,403

Cost breakdown

+Likely effective rent$1,200
HUD FMR$1,200
Market rent$1,200
Est. payment standard (100%)Used$1,200
Estimated payment standard is $1,200 (100% of FMR).
-Principal and interest-$589
Loan amount$93,122
Down payment$23,281
Rate6.50%
Term30 years
-Operating costs-$411
Property taxes-$116
Insurance-$175
Utilities$0
HOA$0
Management-$120
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,487(83.7% ROI)
Projected value
$125,353
Current value$116,403
Return breakdown
Property appreciation+$8,950
Loan principal paid down+$3,336
Rental cash flow+$7,200
5-year hold
+$33,246(142.8% ROI)
Projected value
$131,699
Current value$116,403
Return breakdown
Property appreciation+$15,296
Loan principal paid down+$5,950
Rental cash flow+$12,000
10-year hold
+$70,780(304.0% ROI)
Projected value
$149,006
Current value$116,403
Return breakdown
Property appreciation+$32,603
Loan principal paid down+$14,177
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.83ratio
FMR$1,010
Market$1,220
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$909 / 0.75 ratio110% standard$1,111 / 0.91 ratio
0.83
1 BR
1 BR
0.94ratio
FMR$1,010
Market$1,070
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$909 / 0.85 ratio110% standard$1,111 / 1.04 ratio
0.94
2 BR
2 BR
1.00ratio
FMR$1,200
Market$1,200
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,080 / 0.90 ratio110% standard$1,320 / 1.10 ratio
1.00
3 BR
3 BR
0.90ratio
FMR$1,610
Market$1,790
vs market-$180

FMR is below market; voucher rent may lag private rents.

90% standard$1,449 / 0.81 ratio110% standard$1,771 / 0.99 ratio
0.90
4 BR
4 BR
0.76ratio
FMR$1,700
Market$2,250
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$1,530 / 0.68 ratio110% standard$1,870 / 0.83 ratio
0.76
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 75660 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

75660 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 75660 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,200 and the 4 bedroom fair market rent is $1,700.

Use this page for searches like 75660 FMR, 75660 fair market rent, and 75660 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 75660
Bedroom sizeHUD FMR
Studio$1,010
1 bedroom$1,010
2 bedroom$1,200
3 bedroom$1,610
4 bedroom$1,700