77498
ZIPSAFMR
Fort Bend County, TX
BRFMR
Eff. Rent
0 BR$1,710$1,320
1 BR$1,770$1,410
2 BR$2,100$1,860
3 BR$2,830$1,960
4 BR$3,520$2,320
5 BR$4,048
6 BR$4,655
7 BR$5,353
8 BR$6,157

Purchase Price Calculator

Maximum purchase price
$214,479

Cost breakdown

+Likely effective rent$1,860
HUD FMR$2,100
Market rentUsed$1,860
Est. payment standard (93%)$1,940
Market rent is below the inferred standard ($1,940, 93% of FMR).
-Principal and interest-$1,085
Loan amount$171,583
Down payment$42,896
Rate6.50%
Term30 years
-Operating costs-$575
Property taxes-$214
Insurance-$175
Utilities$0
HOA$0
Management-$186
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,839(69.6% ROI)
Projected value
$230,970
Current value$214,479
Return breakdown
Property appreciation+$16,491
Loan principal paid down+$6,147
Rental cash flow+$7,200
5-year hold
+$51,147(119.2% ROI)
Projected value
$242,663
Current value$214,479
Return breakdown
Property appreciation+$28,184
Loan principal paid down+$10,962
Rental cash flow+$12,000
10-year hold
+$110,194(256.9% ROI)
Projected value
$274,551
Current value$214,479
Return breakdown
Property appreciation+$60,072
Loan principal paid down+$26,122
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.30ratio
FMR$1,710
Market$1,320
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$1,539 / 1.17 ratio110% standard$1,881 / 1.43 ratio
1.30
1 BR
1 BR
1.26ratio
FMR$1,770
Market$1,410
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,593 / 1.13 ratio110% standard$1,947 / 1.38 ratio
1.26
2 BR
2 BR
1.13ratio
FMR$2,100
Market$1,860
vs market+$240

FMR is above market; underwrite to market rent.

90% standard$1,890 / 1.02 ratio110% standard$2,310 / 1.24 ratio
1.13
3 BR
3 BR
1.44ratio
FMR$2,830
Market$1,960
vs market+$870

FMR is above market; underwrite to market rent.

90% standard$2,547 / 1.30 ratio110% standard$3,113 / 1.59 ratio
1.44
4 BR
4 BR
1.52ratio
FMR$3,520
Market$2,320
vs market+$1,200

FMR is above market; underwrite to market rent.

90% standard$3,168 / 1.37 ratio110% standard$3,872 / 1.67 ratio
1.52
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 77498 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

77498 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 77498 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,100 and the 4 bedroom fair market rent is $3,520.

Use this page for searches like 77498 FMR, 77498 fair market rent, and 77498 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 77498
Bedroom sizeHUD FMR
Studio$1,710
1 bedroom$1,770
2 bedroom$2,100
3 bedroom$2,830
4 bedroom$3,520