77551
ZIPSAFMR
Galveston County, TX
BRFMR
Eff. Rent
0 BR$1,290$1,250
1 BR$1,340$1,300
2 BR$1,590$1,750
3 BR$2,140$2,190
4 BR$2,670$2,470
5 BR$3,070
6 BR$3,531
7 BR$4,061
8 BR$4,670

Purchase Price Calculator

Maximum purchase price
$198,133

Cost breakdown

+Likely effective rent$1,750
HUD FMR$1,590
Market rent$1,910
Est. payment standard (110%)Used$1,750
Estimated payment standard is $1,750 (110% of FMR).
-Principal and interest-$1,002
Loan amount$158,506
Down payment$39,627
Rate6.50%
Term30 years
-Operating costs-$548
Property taxes-$198
Insurance-$175
Utilities$0
HOA$0
Management-$175
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,113(70.9% ROI)
Projected value
$213,367
Current value$198,133
Return breakdown
Property appreciation+$15,235
Loan principal paid down+$5,679
Rental cash flow+$7,200
5-year hold
+$48,163(121.5% ROI)
Projected value
$224,169
Current value$198,133
Return breakdown
Property appreciation+$26,036
Loan principal paid down+$10,127
Rental cash flow+$12,000
10-year hold
+$103,625(261.5% ROI)
Projected value
$253,627
Current value$198,133
Return breakdown
Property appreciation+$55,494
Loan principal paid down+$24,131
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.03ratio
FMR$1,290
Market$1,250
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,161 / 0.93 ratio110% standard$1,419 / 1.14 ratio
1.03
1 BR
1 BR
1.03ratio
FMR$1,340
Market$1,300
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,206 / 0.93 ratio110% standard$1,474 / 1.13 ratio
1.03
2 BR
2 BR
0.83ratio
FMR$1,590
Market$1,910
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$1,431 / 0.75 ratio110% standard$1,749 / 0.92 ratio
0.83
3 BR
3 BR
0.97ratio
FMR$2,140
Market$2,210
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$1,926 / 0.87 ratio110% standard$2,354 / 1.07 ratio
0.97
4 BR
4 BR
1.08ratio
FMR$2,670
Market$2,470
vs market+$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,403 / 0.97 ratio110% standard$2,937 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 77551 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

77551 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 77551 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,590 and the 4 bedroom fair market rent is $2,670.

Use this page for searches like 77551 FMR, 77551 fair market rent, and 77551 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 77551
Bedroom sizeHUD FMR
Studio$1,290
1 bedroom$1,340
2 bedroom$1,590
3 bedroom$2,140
4 bedroom$2,670