78550
ZIPSAFMR
Cameron County, TX
BRFMR
Eff. Rent
0 BR$790$790
1 BR$880$930
2 BR$1,070$1,160
3 BR$1,440$1,580
4 BR$1,510$1,660
5 BR$1,736
6 BR$1,997
7 BR$2,297
8 BR$2,641

Purchase Price Calculator

Maximum purchase price
$110,459

Cost breakdown

+Likely effective rent$1,160
HUD FMR$1,070
Market rent$1,210
Est. payment standard (109%)Used$1,160
Estimated payment standard is $1,160 (109% of FMR).
-Principal and interest-$559
Loan amount$88,367
Down payment$22,092
Rate6.50%
Term30 years
-Operating costs-$401
Property taxes-$110
Insurance-$175
Utilities$0
HOA$0
Management-$116
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,859(85.4% ROI)
Projected value
$118,952
Current value$110,459
Return breakdown
Property appreciation+$8,493
Loan principal paid down+$3,166
Rental cash flow+$7,200
5-year hold
+$32,161(145.6% ROI)
Projected value
$124,974
Current value$110,459
Return breakdown
Property appreciation+$14,515
Loan principal paid down+$5,646
Rental cash flow+$12,000
10-year hold
+$68,391(309.6% ROI)
Projected value
$141,397
Current value$110,459
Return breakdown
Property appreciation+$30,938
Loan principal paid down+$13,453
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.00ratio
FMR$790
Market$790
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$711 / 0.90 ratio110% standard$869 / 1.10 ratio
1.00
1 BR
1 BR
0.93ratio
FMR$880
Market$950
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$792 / 0.83 ratio110% standard$968 / 1.02 ratio
0.93
2 BR
2 BR
0.88ratio
FMR$1,070
Market$1,210
vs market-$140

FMR is below market; voucher rent may lag private rents.

90% standard$963 / 0.80 ratio110% standard$1,177 / 0.97 ratio
0.88
3 BR
3 BR
0.85ratio
FMR$1,440
Market$1,690
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,296 / 0.77 ratio110% standard$1,584 / 0.94 ratio
0.85
4 BR
4 BR
0.76ratio
FMR$1,510
Market$2,000
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$1,359 / 0.68 ratio110% standard$1,661 / 0.83 ratio
0.76
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78550 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78550 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78550 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,070 and the 4 bedroom fair market rent is $1,510.

Use this page for searches like 78550 FMR, 78550 fair market rent, and 78550 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78550
Bedroom sizeHUD FMR
Studio$790
1 bedroom$880
2 bedroom$1,070
3 bedroom$1,440
4 bedroom$1,510