78633
ZIPSAFMR
Williamson County, TX
BRFMR
Eff. Rent
0 BR$1,850$1,640
1 BR$1,970$1,810
2 BR$2,330$1,920
3 BR$2,950$2,090
4 BR$3,470$2,320
5 BR$3,990
6 BR$4,589
7 BR$5,277
8 BR$6,069

Purchase Price Calculator

Maximum purchase price
$223,395

Cost breakdown

+Likely effective rent$1,920
HUD FMR$2,330
Market rentUsed$1,920
Est. payment standard (90%)$2,100
Market rent is below the inferred standard ($2,100, 90% of FMR).
-Principal and interest-$1,130
Loan amount$178,716
Down payment$44,679
Rate6.50%
Term30 years
-Operating costs-$590
Property taxes-$223
Insurance-$175
Utilities$0
HOA$0
Management-$192
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,780(68.9% ROI)
Projected value
$240,572
Current value$223,395
Return breakdown
Property appreciation+$17,177
Loan principal paid down+$6,403
Rental cash flow+$7,200
5-year hold
+$52,774(118.1% ROI)
Projected value
$252,751
Current value$223,395
Return breakdown
Property appreciation+$29,356
Loan principal paid down+$11,418
Rental cash flow+$12,000
10-year hold
+$113,777(254.7% ROI)
Projected value
$285,964
Current value$223,395
Return breakdown
Property appreciation+$62,569
Loan principal paid down+$27,207
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$1,850
Market$1,640
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,665 / 1.02 ratio110% standard$2,035 / 1.24 ratio
1.13
1 BR
1 BR
1.09ratio
FMR$1,970
Market$1,810
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$1,773 / 0.98 ratio110% standard$2,167 / 1.20 ratio
1.09
2 BR
2 BR
1.21ratio
FMR$2,330
Market$1,920
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$2,097 / 1.09 ratio110% standard$2,563 / 1.33 ratio
1.21
3 BR
3 BR
1.41ratio
FMR$2,950
Market$2,090
vs market+$860

FMR is above market; underwrite to market rent.

90% standard$2,655 / 1.27 ratio110% standard$3,245 / 1.55 ratio
1.41
4 BR
4 BR
1.50ratio
FMR$3,470
Market$2,320
vs market+$1,150

FMR is above market; underwrite to market rent.

90% standard$3,123 / 1.35 ratio110% standard$3,817 / 1.65 ratio
1.50
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78633 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78633 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78633 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,330 and the 4 bedroom fair market rent is $3,470.

Use this page for searches like 78633 FMR, 78633 fair market rent, and 78633 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78633
Bedroom sizeHUD FMR
Studio$1,850
1 bedroom$1,970
2 bedroom$2,330
3 bedroom$2,950
4 bedroom$3,470