78957
ZIPSAFMR
Fayette County, TX
BRFMR
Eff. Rent
0 BR$1,400$1,200
1 BR$1,490$1,290
2 BR$1,760$1,650
3 BR$2,240$2,090
4 BR$2,600$2,340
5 BR$2,990
6 BR$3,438
7 BR$3,954
8 BR$4,547

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,760
Market rentUsed$1,650
Est. payment standard (96%)$1,690
Market rent is below the inferred standard ($1,690, 96% of FMR).
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Current value$183,273
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Current value$183,273
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Current value$183,273
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.17ratio
FMR$1,400
Market$1,200
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,260 / 1.05 ratio110% standard$1,540 / 1.28 ratio
1.17
1 BR
1 BR
1.16ratio
FMR$1,490
Market$1,290
vs market+$200

FMR is above market; underwrite to market rent.

90% standard$1,341 / 1.04 ratio110% standard$1,639 / 1.27 ratio
1.16
2 BR
2 BR
1.07ratio
FMR$1,760
Market$1,650
vs market+$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,584 / 0.96 ratio110% standard$1,936 / 1.17 ratio
1.07
3 BR
3 BR
1.07ratio
FMR$2,240
Market$2,090
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,016 / 0.96 ratio110% standard$2,464 / 1.18 ratio
1.07
4 BR
4 BR
1.11ratio
FMR$2,600
Market$2,340
vs market+$260

FMR is above market; underwrite to market rent.

90% standard$2,340 / 1.00 ratio110% standard$2,860 / 1.22 ratio
1.11
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 78957 (TX) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

78957 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 78957 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,760 and the 4 bedroom fair market rent is $2,600.

Use this page for searches like 78957 FMR, 78957 fair market rent, and 78957 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 78957
Bedroom sizeHUD FMR
Studio$1,400
1 bedroom$1,490
2 bedroom$1,760
3 bedroom$2,240
4 bedroom$2,600