80528
ZIPSAFMR
Larimer County, CO
BRFMR
Eff. Rent
0 BR$1,750$1,820
1 BR$1,780$1,840
2 BR$2,010$2,090
3 BR$2,770$2,550
4 BR$2,950$2,970
5 BR$3,392
6 BR$3,901
7 BR$4,487
8 BR$5,160

Purchase Price Calculator

Maximum purchase price
$248,657

Cost breakdown

+Likely effective rent$2,090
HUD FMR$2,010
Market rent$2,130
Est. payment standard (104%)Used$2,090
Estimated payment standard is $2,090 (104% of FMR).
-Principal and interest-$1,257
Loan amount$198,925
Down payment$49,731
Rate6.50%
Term30 years
-Operating costs-$633
Property taxes-$249
Insurance-$175
Utilities$0
HOA$0
Management-$209
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,446(67.3% ROI)
Projected value
$267,776
Current value$248,657
Return breakdown
Property appreciation+$19,119
Loan principal paid down+$7,127
Rental cash flow+$7,200
5-year hold
+$57,385(115.4% ROI)
Projected value
$281,332
Current value$248,657
Return breakdown
Property appreciation+$32,676
Loan principal paid down+$12,709
Rental cash flow+$12,000
10-year hold
+$123,929(249.2% ROI)
Projected value
$318,302
Current value$248,657
Return breakdown
Property appreciation+$69,645
Loan principal paid down+$30,284
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.95ratio
FMR$1,750
Market$1,850
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,575 / 0.85 ratio110% standard$1,925 / 1.04 ratio
0.95
1 BR
1 BR
0.95ratio
FMR$1,780
Market$1,880
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,602 / 0.85 ratio110% standard$1,958 / 1.04 ratio
0.95
2 BR
2 BR
0.94ratio
FMR$2,010
Market$2,130
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,809 / 0.85 ratio110% standard$2,211 / 1.04 ratio
0.94
3 BR
3 BR
1.09ratio
FMR$2,770
Market$2,550
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,493 / 0.98 ratio110% standard$3,047 / 1.19 ratio
1.09
4 BR
4 BR
0.99ratio
FMR$2,950
Market$2,980
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$2,655 / 0.89 ratio110% standard$3,245 / 1.09 ratio
0.99
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 80528 (CO) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

80528 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 80528 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,010 and the 4 bedroom fair market rent is $2,950.

Use this page for searches like 80528 FMR, 80528 fair market rent, and 80528 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 80528
Bedroom sizeHUD FMR
Studio$1,750
1 bedroom$1,780
2 bedroom$2,010
3 bedroom$2,770
4 bedroom$2,950