90720
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,620$2,300
1 BR$2,680$2,680
2 BR$3,160$3,150
3 BR$4,290$4,680
4 BR$5,120$5,540
5 BR$5,888
6 BR$6,771
7 BR$7,787
8 BR$8,955

Purchase Price Calculator

Maximum purchase price
$406,172

Cost breakdown

+Likely effective rent$3,150
HUD FMR$3,160
Market rentUsed$3,150
Est. payment standard (100%)$3,150
Market rent is below the inferred standard ($3,150, 100% of FMR).
-Principal and interest-$2,054
Loan amount$324,938
Down payment$81,234
Rate6.50%
Term30 years
-Operating costs-$896
Property taxes-$406
Insurance-$175
Utilities$0
HOA$0
Management-$315
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,073(61.6% ROI)
Projected value
$437,403
Current value$406,172
Return breakdown
Property appreciation+$31,231
Loan principal paid down+$11,642
Rental cash flow+$7,200
5-year hold
+$86,135(106.0% ROI)
Projected value
$459,547
Current value$406,172
Return breakdown
Property appreciation+$53,374
Loan principal paid down+$20,760
Rental cash flow+$12,000
10-year hold
+$187,231(230.5% ROI)
Projected value
$519,935
Current value$406,172
Return breakdown
Property appreciation+$113,763
Loan principal paid down+$49,468
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$2,620
Market$2,300
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$2,358 / 1.03 ratio110% standard$2,882 / 1.25 ratio
1.14
1 BR
1 BR
1.00ratio
FMR$2,680
Market$2,680
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$2,412 / 0.90 ratio110% standard$2,948 / 1.10 ratio
1.00
2 BR
2 BR
1.00ratio
FMR$3,160
Market$3,150
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,844 / 0.90 ratio110% standard$3,476 / 1.10 ratio
1.00
3 BR
3 BR
0.88ratio
FMR$4,290
Market$4,890
vs market-$600

FMR is below market; voucher rent may lag private rents.

90% standard$3,861 / 0.79 ratio110% standard$4,719 / 0.97 ratio
0.88
4 BR
4 BR
0.89ratio
FMR$5,120
Market$5,770
vs market-$650

FMR is below market; voucher rent may lag private rents.

90% standard$4,608 / 0.80 ratio110% standard$5,632 / 0.98 ratio
0.89
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 90720 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

90720 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 90720 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,160 and the 4 bedroom fair market rent is $5,120.

Use this page for searches like 90720 FMR, 90720 fair market rent, and 90720 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 90720
Bedroom sizeHUD FMR
Studio$2,620
1 bedroom$2,680
2 bedroom$3,160
3 bedroom$4,290
4 bedroom$5,120