91903
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,290$2,130
1 BR$2,460$2,280
2 BR$3,000$2,630
3 BR$4,000$3,610
4 BR$4,840$4,420
5 BR$5,566
6 BR$6,401
7 BR$7,361
8 BR$8,465

Purchase Price Calculator

Maximum purchase price
$328,900

Cost breakdown

+Likely effective rent$2,630
HUD FMR$3,000
Market rentUsed$2,630
Est. payment standard (92%)$2,760
Market rent is below the inferred standard ($2,760, 92% of FMR).
-Principal and interest-$1,663
Loan amount$263,120
Down payment$65,780
Rate6.50%
Term30 years
-Operating costs-$767
Property taxes-$329
Insurance-$175
Utilities$0
HOA$0
Management-$263
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,916(63.7% ROI)
Projected value
$354,190
Current value$328,900
Return breakdown
Property appreciation+$25,289
Loan principal paid down+$9,427
Rental cash flow+$7,200
5-year hold
+$72,031(109.5% ROI)
Projected value
$372,121
Current value$328,900
Return breakdown
Property appreciation+$43,220
Loan principal paid down+$16,811
Rental cash flow+$12,000
10-year hold
+$156,177(237.4% ROI)
Projected value
$421,020
Current value$328,900
Return breakdown
Property appreciation+$92,120
Loan principal paid down+$40,057
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$2,290
Market$2,130
vs market+$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,061 / 0.97 ratio110% standard$2,519 / 1.18 ratio
1.08
1 BR
1 BR
1.08ratio
FMR$2,460
Market$2,280
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$2,214 / 0.97 ratio110% standard$2,706 / 1.19 ratio
1.08
2 BR
2 BR
1.14ratio
FMR$3,000
Market$2,630
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$2,700 / 1.03 ratio110% standard$3,300 / 1.25 ratio
1.14
3 BR
3 BR
1.11ratio
FMR$4,000
Market$3,610
vs market+$390

FMR is above market; underwrite to market rent.

90% standard$3,600 / 1.00 ratio110% standard$4,400 / 1.22 ratio
1.11
4 BR
4 BR
1.10ratio
FMR$4,840
Market$4,420
vs market+$420

FMR is near market; voucher and private rents are aligned.

90% standard$4,356 / 0.99 ratio110% standard$5,324 / 1.20 ratio
1.10
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 91903 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

91903 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 91903 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,000 and the 4 bedroom fair market rent is $4,840.

Use this page for searches like 91903 FMR, 91903 fair market rent, and 91903 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 91903
Bedroom sizeHUD FMR
Studio$2,290
1 bedroom$2,460
2 bedroom$3,000
3 bedroom$4,000
4 bedroom$4,840