91942
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,300$1,940
1 BR$2,470$2,600
2 BR$3,010$3,190
3 BR$4,010$3,920
4 BR$4,860$4,370
5 BR$5,589
6 BR$6,427
7 BR$7,391
8 BR$8,500

Purchase Price Calculator

Maximum purchase price
$412,116

Cost breakdown

+Likely effective rent$3,190
HUD FMR$3,010
Market rent$3,290
Est. payment standard (106%)Used$3,190
Estimated payment standard is $3,190 (106% of FMR).
-Principal and interest-$2,084
Loan amount$329,693
Down payment$82,423
Rate6.50%
Term30 years
-Operating costs-$906
Property taxes-$412
Insurance-$175
Utilities$0
HOA$0
Management-$319
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$50,700(61.5% ROI)
Projected value
$443,804
Current value$412,116
Return breakdown
Property appreciation+$31,688
Loan principal paid down+$11,812
Rental cash flow+$7,200
5-year hold
+$87,220(105.8% ROI)
Projected value
$466,272
Current value$412,116
Return breakdown
Property appreciation+$54,155
Loan principal paid down+$21,064
Rental cash flow+$12,000
10-year hold
+$189,619(230.1% ROI)
Projected value
$527,544
Current value$412,116
Return breakdown
Property appreciation+$115,427
Loan principal paid down+$50,192
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.19ratio
FMR$2,300
Market$1,940
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$2,070 / 1.07 ratio110% standard$2,530 / 1.30 ratio
1.19
1 BR
1 BR
0.93ratio
FMR$2,470
Market$2,670
vs market-$200

FMR is near market; voucher and private rents are aligned.

90% standard$2,223 / 0.83 ratio110% standard$2,717 / 1.02 ratio
0.93
2 BR
2 BR
0.91ratio
FMR$3,010
Market$3,290
vs market-$280

FMR is near market; voucher and private rents are aligned.

90% standard$2,709 / 0.82 ratio110% standard$3,311 / 1.01 ratio
0.91
3 BR
3 BR
1.02ratio
FMR$4,010
Market$3,920
vs market+$90

FMR is near market; voucher and private rents are aligned.

90% standard$3,609 / 0.92 ratio110% standard$4,411 / 1.13 ratio
1.02
4 BR
4 BR
1.11ratio
FMR$4,860
Market$4,370
vs market+$490

FMR is above market; underwrite to market rent.

90% standard$4,374 / 1.00 ratio110% standard$5,346 / 1.22 ratio
1.11
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 91942 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

91942 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 91942 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,010 and the 4 bedroom fair market rent is $4,860.

Use this page for searches like 91942 FMR, 91942 fair market rent, and 91942 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 91942
Bedroom sizeHUD FMR
Studio$2,300
1 bedroom$2,470
2 bedroom$3,010
3 bedroom$4,010
4 bedroom$4,860