91950
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$1,780$1,850
1 BR$1,920$2,110
2 BR$2,340$2,530
3 BR$3,120$3,280
4 BR$3,780$3,830
5 BR$4,347
6 BR$4,999
7 BR$5,749
8 BR$6,611

Purchase Price Calculator

Maximum purchase price
$314,040

Cost breakdown

+Likely effective rent$2,530
HUD FMR$2,340
Market rent$2,630
Est. payment standard (108%)Used$2,530
Estimated payment standard is $2,530 (108% of FMR).
-Principal and interest-$1,588
Loan amount$251,232
Down payment$62,808
Rate6.50%
Term30 years
-Operating costs-$742
Property taxes-$314
Insurance-$175
Utilities$0
HOA$0
Management-$253
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$40,348(64.2% ROI)
Projected value
$338,187
Current value$314,040
Return breakdown
Property appreciation+$24,147
Loan principal paid down+$9,001
Rental cash flow+$7,200
5-year hold
+$69,319(110.4% ROI)
Projected value
$355,308
Current value$314,040
Return breakdown
Property appreciation+$41,267
Loan principal paid down+$16,051
Rental cash flow+$12,000
10-year hold
+$150,205(239.1% ROI)
Projected value
$401,998
Current value$314,040
Return breakdown
Property appreciation+$87,958
Loan principal paid down+$38,247
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$1,780
Market$1,890
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,602 / 0.85 ratio110% standard$1,958 / 1.04 ratio
0.94
1 BR
1 BR
0.87ratio
FMR$1,920
Market$2,210
vs market-$290

FMR is below market; voucher rent may lag private rents.

90% standard$1,728 / 0.78 ratio110% standard$2,112 / 0.96 ratio
0.87
2 BR
2 BR
0.89ratio
FMR$2,340
Market$2,630
vs market-$290

FMR is below market; voucher rent may lag private rents.

90% standard$2,106 / 0.80 ratio110% standard$2,574 / 0.98 ratio
0.89
3 BR
3 BR
0.93ratio
FMR$3,120
Market$3,370
vs market-$250

FMR is near market; voucher and private rents are aligned.

90% standard$2,808 / 0.83 ratio110% standard$3,432 / 1.02 ratio
0.93
4 BR
4 BR
0.98ratio
FMR$3,780
Market$3,860
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$3,402 / 0.88 ratio110% standard$4,158 / 1.08 ratio
0.98
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 91950 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

91950 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 91950 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,340 and the 4 bedroom fair market rent is $3,780.

Use this page for searches like 91950 FMR, 91950 fair market rent, and 91950 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 91950
Bedroom sizeHUD FMR
Studio$1,780
1 bedroom$1,920
2 bedroom$2,340
3 bedroom$3,120
4 bedroom$3,780