92025
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,100$1,870
1 BR$2,260$2,160
2 BR$2,760$2,860
3 BR$3,680$3,560
4 BR$4,460$4,330
5 BR$5,129
6 BR$5,898
7 BR$6,783
8 BR$7,801

Purchase Price Calculator

Maximum purchase price
$363,078

Cost breakdown

+Likely effective rent$2,860
HUD FMR$2,760
Market rent$2,920
Est. payment standard (104%)Used$2,860
Estimated payment standard is $2,860 (104% of FMR).
-Principal and interest-$1,836
Loan amount$290,463
Down payment$72,616
Rate6.50%
Term30 years
-Operating costs-$824
Property taxes-$363
Insurance-$175
Utilities$0
HOA$0
Management-$286
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$45,524(62.7% ROI)
Projected value
$390,996
Current value$363,078
Return breakdown
Property appreciation+$27,917
Loan principal paid down+$10,407
Rental cash flow+$7,200
5-year hold
+$78,269(107.8% ROI)
Projected value
$410,790
Current value$363,078
Return breakdown
Property appreciation+$47,711
Loan principal paid down+$18,558
Rental cash flow+$12,000
10-year hold
+$169,912(234.0% ROI)
Projected value
$464,771
Current value$363,078
Return breakdown
Property appreciation+$101,693
Loan principal paid down+$44,220
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.12ratio
FMR$2,100
Market$1,870
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,890 / 1.01 ratio110% standard$2,310 / 1.24 ratio
1.12
1 BR
1 BR
1.05ratio
FMR$2,260
Market$2,160
vs market+$100

FMR is near market; voucher and private rents are aligned.

90% standard$2,034 / 0.94 ratio110% standard$2,486 / 1.15 ratio
1.05
2 BR
2 BR
0.95ratio
FMR$2,760
Market$2,920
vs market-$160

FMR is near market; voucher and private rents are aligned.

90% standard$2,484 / 0.85 ratio110% standard$3,036 / 1.04 ratio
0.95
3 BR
3 BR
1.03ratio
FMR$3,680
Market$3,560
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$3,312 / 0.93 ratio110% standard$4,048 / 1.14 ratio
1.03
4 BR
4 BR
1.03ratio
FMR$4,460
Market$4,330
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$4,014 / 0.93 ratio110% standard$4,906 / 1.13 ratio
1.03
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92025 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92025 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92025 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,760 and the 4 bedroom fair market rent is $4,460.

Use this page for searches like 92025 FMR, 92025 fair market rent, and 92025 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92025
Bedroom sizeHUD FMR
Studio$2,100
1 bedroom$2,260
2 bedroom$2,760
3 bedroom$3,680
4 bedroom$4,460