92026
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,270$2,080
1 BR$2,440$2,390
2 BR$2,980$2,970
3 BR$3,970$3,840
4 BR$4,810$4,550
5 BR$5,532
6 BR$6,361
7 BR$7,315
8 BR$8,413

Purchase Price Calculator

Maximum purchase price
$379,424

Cost breakdown

+Likely effective rent$2,970
HUD FMR$2,980
Market rentUsed$2,970
Est. payment standard (100%)$2,970
Market rent is below the inferred standard ($2,970, 100% of FMR).
-Principal and interest-$1,919
Loan amount$303,539
Down payment$75,885
Rate6.50%
Term30 years
-Operating costs-$851
Property taxes-$379
Insurance-$175
Utilities$0
HOA$0
Management-$297
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,249(62.3% ROI)
Projected value
$408,598
Current value$379,424
Return breakdown
Property appreciation+$29,174
Loan principal paid down+$10,875
Rental cash flow+$7,200
5-year hold
+$81,253(107.1% ROI)
Projected value
$429,284
Current value$379,424
Return breakdown
Property appreciation+$49,859
Loan principal paid down+$19,393
Rental cash flow+$12,000
10-year hold
+$176,481(232.6% ROI)
Projected value
$485,695
Current value$379,424
Return breakdown
Property appreciation+$106,271
Loan principal paid down+$46,210
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.09ratio
FMR$2,270
Market$2,080
vs market+$190

FMR is near market; voucher and private rents are aligned.

90% standard$2,043 / 0.98 ratio110% standard$2,497 / 1.20 ratio
1.09
1 BR
1 BR
1.02ratio
FMR$2,440
Market$2,390
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,196 / 0.92 ratio110% standard$2,684 / 1.12 ratio
1.02
2 BR
2 BR
1.00ratio
FMR$2,980
Market$2,970
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,682 / 0.90 ratio110% standard$3,278 / 1.10 ratio
1.00
3 BR
3 BR
1.03ratio
FMR$3,970
Market$3,840
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$3,573 / 0.93 ratio110% standard$4,367 / 1.14 ratio
1.03
4 BR
4 BR
1.06ratio
FMR$4,810
Market$4,550
vs market+$260

FMR is near market; voucher and private rents are aligned.

90% standard$4,329 / 0.95 ratio110% standard$5,291 / 1.16 ratio
1.06
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92026 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92026 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92026 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,980 and the 4 bedroom fair market rent is $4,810.

Use this page for searches like 92026 FMR, 92026 fair market rent, and 92026 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92026
Bedroom sizeHUD FMR
Studio$2,270
1 bedroom$2,440
2 bedroom$2,980
3 bedroom$3,970
4 bedroom$4,810