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San Diego County/Escondido/92029

92029

ZIPSAFMR
San Diego County, CA
Zillow

ZIP Investment Score

64Below average

095130300
BRFMR
Eff. Rent
0 BR$2,350$2,310
1 BR$2,510$2,760
2 BR$3,030$3,320
3 BR$4,020$3,860
4 BR$4,860$4,840
5 BR$5,589Not available
6 BR$6,427Not available
7 BR$7,391Not available
8 BR$8,500Not available

Purchase Price Calculator

Maximum purchase price
$431,434

Cost breakdown

+Likely effective rent$3,320
HUD FMR$3,030
Market rent$3,470
Est. payment standard (109%)Used$3,320
-Principal and interest-$2,182
Loan amount$345,147
Down payment$86,287
Rate6.50%
Term30 years
-Operating costs-$938
Property taxes-$431
Insurance-$175
Utilities$0
HOA$0
Management-$332
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,739(61.1% ROI)
Projected value
$464,607
Return breakdown
Property appreciation+$33,173
Loan principal paid down+$12,366
Rental cash flow+$7,200
5-year hold
+$90,746(105.2% ROI)
Projected value
$488,128
Return breakdown
Property appreciation+$56,694
Loan principal paid down+$22,052
Rental cash flow+$12,000
10-year hold
+$197,383(228.8% ROI)
Projected value
$552,272
Return breakdown
Property appreciation+$120,838
Loan principal paid down+$52,545
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
0.87
2 BR
0.87
3 BR
1.04
4 BR
1.00
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 92029 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 92029 (Escondido, CA) is $3,030 a month. That is down 9.3% from $3,340 in FY 2026. Escondido is in the San Diego-Chula Vista-Carlsbad, CA MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 174 ZIP codes in San Diego County, 92029 has the 46th-highest two-bedroom rent (county range $1,750–$4,230). The median county two-bedroom FMR in California is $1,725, so ZIP 92029 is 76% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 92029
BedroomsFY 2027Change90–110% range
Studio$2,350−7.8%$2,115–$2,585
1BR$2,510−8.4%$2,259–$2,761
2BR$3,030−9.3%$2,727–$3,333
3BR$4,020−9.7%$3,618–$4,422
4BR$4,860−9.8%$4,374–$5,346

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 92029
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,350$2,510$3,030$4,020$4,860
FY 2026$2,550$2,740$3,340$4,450$5,390
FY 2025$2,470$2,680$3,320$4,440$5,400
FY 2024$2,370$2,590$3,260$4,400$5,340
FY 2023$1,970$2,170$2,760$3,770$4,590

Two-bedroom rent in nearby San Diego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 92029
92021$2,440−19.5%
92022$2,820−6.9%
92023$2,820−6.9%
92024$3,680+21.5%
92025$2,590−14.5%
92026$2,800−7.6%
92027$2,500−17.5%
92028$2,300−24.1%
92029Current$3,030—
92030$2,820−6.9%
92033$2,820−6.9%
92036$2,230−26.4%

Questions about ZIP 92029 rents

How much will Section 8 pay for a two-bedroom in ZIP 92029?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $3,030, that basic range is $2,727 to $3,333 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 92029 in?

ZIP 92029 is in the San Diego-Chula Vista-Carlsbad, CA MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 92029 for FY 2027?

The two-bedroom FMR fell 9.3%, from $3,340 in FY 2026 to $3,030 in FY 2027. Since FY 2023 it has risen 9.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEscondido, CA fair market rentCA statewide rentsWhat is SAFMR?Data sources