92083
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$2,240$2,220
1 BR$2,410$2,650
2 BR$2,940$3,080
3 BR$3,920$3,370
4 BR$4,750$3,730
5 BR$5,463
6 BR$6,282
7 BR$7,224
8 BR$8,308

Purchase Price Calculator

Maximum purchase price
$395,770

Cost breakdown

+Likely effective rent$3,080
HUD FMR$2,940
Market rent$3,160
Est. payment standard (105%)Used$3,080
Estimated payment standard is $3,080 (105% of FMR).
-Principal and interest-$2,001
Loan amount$316,616
Down payment$79,154
Rate6.50%
Term30 years
-Operating costs-$879
Property taxes-$396
Insurance-$175
Utilities$0
HOA$0
Management-$308
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,975(61.9% ROI)
Projected value
$426,201
Current value$395,770
Return breakdown
Property appreciation+$30,431
Loan principal paid down+$11,344
Rental cash flow+$7,200
5-year hold
+$84,236(106.4% ROI)
Projected value
$447,778
Current value$395,770
Return breakdown
Property appreciation+$52,007
Loan principal paid down+$20,229
Rental cash flow+$12,000
10-year hold
+$183,050(231.3% ROI)
Projected value
$506,619
Current value$395,770
Return breakdown
Property appreciation+$110,849
Loan principal paid down+$48,201
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.01ratio
FMR$2,240
Market$2,220
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,016 / 0.91 ratio110% standard$2,464 / 1.11 ratio
1.01
1 BR
1 BR
0.86ratio
FMR$2,410
Market$2,810
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$2,169 / 0.77 ratio110% standard$2,651 / 0.94 ratio
0.86
2 BR
2 BR
0.93ratio
FMR$2,940
Market$3,160
vs market-$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,646 / 0.84 ratio110% standard$3,234 / 1.02 ratio
0.93
3 BR
3 BR
1.16ratio
FMR$3,920
Market$3,370
vs market+$550

FMR is above market; underwrite to market rent.

90% standard$3,528 / 1.05 ratio110% standard$4,312 / 1.28 ratio
1.16
4 BR
4 BR
1.27ratio
FMR$4,750
Market$3,730
vs market+$1,020

FMR is above market; underwrite to market rent.

90% standard$4,275 / 1.15 ratio110% standard$5,225 / 1.40 ratio
1.27
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92083 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92083 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92083 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,940 and the 4 bedroom fair market rent is $4,750.

Use this page for searches like 92083 FMR, 92083 fair market rent, and 92083 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92083
Bedroom sizeHUD FMR
Studio$2,240
1 bedroom$2,410
2 bedroom$2,940
3 bedroom$3,920
4 bedroom$4,750