92173
ZIPSAFMR
San Diego County, CA
BRFMR
Eff. Rent
0 BR$1,850$1,720
1 BR$1,990$1,940
2 BR$2,430$2,670
3 BR$3,240$3,470
4 BR$3,920$4,150
5 BR$4,508
6 BR$5,184
7 BR$5,962
8 BR$6,856

Purchase Price Calculator

Maximum purchase price
$334,844

Cost breakdown

+Likely effective rent$2,670
HUD FMR$2,430
Market rent$3,040
Est. payment standard (110%)Used$2,670
Estimated payment standard is $2,670 (110% of FMR).
-Principal and interest-$1,693
Loan amount$267,876
Down payment$66,969
Rate6.50%
Term30 years
-Operating costs-$777
Property taxes-$335
Insurance-$175
Utilities$0
HOA$0
Management-$267
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$42,544(63.5% ROI)
Projected value
$360,591
Current value$334,844
Return breakdown
Property appreciation+$25,746
Loan principal paid down+$9,597
Rental cash flow+$7,200
5-year hold
+$73,116(109.2% ROI)
Projected value
$378,846
Current value$334,844
Return breakdown
Property appreciation+$44,001
Loan principal paid down+$17,115
Rental cash flow+$12,000
10-year hold
+$158,566(236.8% ROI)
Projected value
$428,629
Current value$334,844
Return breakdown
Property appreciation+$93,785
Loan principal paid down+$40,781
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$1,850
Market$1,720
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,665 / 0.97 ratio110% standard$2,035 / 1.18 ratio
1.08
1 BR
1 BR
1.03ratio
FMR$1,990
Market$1,940
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,791 / 0.92 ratio110% standard$2,189 / 1.13 ratio
1.03
2 BR
2 BR
0.80ratio
FMR$2,430
Market$3,040
vs market-$610

FMR is below market; voucher rent may lag private rents.

90% standard$2,187 / 0.72 ratio110% standard$2,673 / 0.88 ratio
0.80
3 BR
3 BR
0.90ratio
FMR$3,240
Market$3,600
vs market-$360

FMR is near market; voucher and private rents are aligned.

90% standard$2,916 / 0.81 ratio110% standard$3,564 / 0.99 ratio
0.90
4 BR
4 BR
0.92ratio
FMR$3,920
Market$4,270
vs market-$350

FMR is near market; voucher and private rents are aligned.

90% standard$3,528 / 0.83 ratio110% standard$4,312 / 1.01 ratio
0.92
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92173 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92173 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92173 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,430 and the 4 bedroom fair market rent is $3,920.

Use this page for searches like 92173 FMR, 92173 fair market rent, and 92173 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92173
Bedroom sizeHUD FMR
Studio$1,850
1 bedroom$1,990
2 bedroom$2,430
3 bedroom$3,240
4 bedroom$3,920