92201
ZIPSAFMR
Riverside County, CA
BRFMR
Eff. Rent
0 BR$1,600$1,660
1 BR$1,670$1,840
2 BR$2,080$2,290
3 BR$2,780$3,060
4 BR$3,380$3,630
5 BR$3,887
6 BR$4,470
7 BR$5,141
8 BR$5,912

Purchase Price Calculator

Maximum purchase price
$278,377

Cost breakdown

+Likely effective rent$2,290
HUD FMR$2,080
Market rent$2,590
Est. payment standard (110%)Used$2,290
Estimated payment standard is $2,290 (110% of FMR).
-Principal and interest-$1,408
Loan amount$222,701
Down payment$55,675
Rate6.50%
Term30 years
-Operating costs-$682
Property taxes-$278
Insurance-$175
Utilities$0
HOA$0
Management-$229
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,583(65.7% ROI)
Projected value
$299,781
Current value$278,377
Return breakdown
Property appreciation+$21,405
Loan principal paid down+$7,979
Rental cash flow+$7,200
5-year hold
+$62,809(112.8% ROI)
Projected value
$314,958
Current value$278,377
Return breakdown
Property appreciation+$36,581
Loan principal paid down+$14,228
Rental cash flow+$12,000
10-year hold
+$135,873(244.0% ROI)
Projected value
$356,346
Current value$278,377
Return breakdown
Property appreciation+$77,969
Loan principal paid down+$33,904
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$1,600
Market$1,700
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$1,440 / 0.85 ratio110% standard$1,760 / 1.04 ratio
0.94
1 BR
1 BR
0.82ratio
FMR$1,670
Market$2,030
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$1,503 / 0.74 ratio110% standard$1,837 / 0.90 ratio
0.82
2 BR
2 BR
0.80ratio
FMR$2,080
Market$2,590
vs market-$510

FMR is below market; voucher rent may lag private rents.

90% standard$1,872 / 0.72 ratio110% standard$2,288 / 0.88 ratio
0.80
3 BR
3 BR
0.83ratio
FMR$2,780
Market$3,340
vs market-$560

FMR is below market; voucher rent may lag private rents.

90% standard$2,502 / 0.75 ratio110% standard$3,058 / 0.92 ratio
0.83
4 BR
4 BR
0.90ratio
FMR$3,380
Market$3,770
vs market-$390

FMR is below market; voucher rent may lag private rents.

90% standard$3,042 / 0.81 ratio110% standard$3,718 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92201 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92201 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92201 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,080 and the 4 bedroom fair market rent is $3,380.

Use this page for searches like 92201 FMR, 92201 fair market rent, and 92201 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92201
Bedroom sizeHUD FMR
Studio$1,600
1 bedroom$1,670
2 bedroom$2,080
3 bedroom$2,780
4 bedroom$3,380