92545
ZIPSAFMR
Riverside County, CA
BRFMR
Eff. Rent
0 BR$1,670$1,460
1 BR$1,750$1,560
2 BR$2,170$1,810
3 BR$2,870$2,490
4 BR$3,460$2,990
5 BR$3,979
6 BR$4,576
7 BR$5,262
8 BR$6,052

Purchase Price Calculator

Maximum purchase price
$207,049

Cost breakdown

+Likely effective rent$1,810
HUD FMR$2,170
Market rentUsed$1,810
Est. payment standard (90%)$1,950
Market rent is below the inferred standard ($1,950, 90% of FMR).
-Principal and interest-$1,047
Loan amount$165,639
Down payment$41,410
Rate6.50%
Term30 years
-Operating costs-$563
Property taxes-$207
Insurance-$175
Utilities$0
HOA$0
Management-$181
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,055(70.2% ROI)
Projected value
$222,969
Current value$207,049
Return breakdown
Property appreciation+$15,920
Loan principal paid down+$5,934
Rental cash flow+$7,200
5-year hold
+$49,791(120.2% ROI)
Projected value
$234,257
Current value$207,049
Return breakdown
Property appreciation+$27,208
Loan principal paid down+$10,583
Rental cash flow+$12,000
10-year hold
+$107,208(258.9% ROI)
Projected value
$265,040
Current value$207,049
Return breakdown
Property appreciation+$57,991
Loan principal paid down+$25,217
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.14ratio
FMR$1,670
Market$1,460
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,503 / 1.03 ratio110% standard$1,837 / 1.26 ratio
1.14
1 BR
1 BR
1.12ratio
FMR$1,750
Market$1,560
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,575 / 1.01 ratio110% standard$1,925 / 1.23 ratio
1.12
2 BR
2 BR
1.20ratio
FMR$2,170
Market$1,810
vs market+$360

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.08 ratio110% standard$2,387 / 1.32 ratio
1.20
3 BR
3 BR
1.15ratio
FMR$2,870
Market$2,490
vs market+$380

FMR is above market; underwrite to market rent.

90% standard$2,583 / 1.04 ratio110% standard$3,157 / 1.27 ratio
1.15
4 BR
4 BR
1.16ratio
FMR$3,460
Market$2,990
vs market+$470

FMR is above market; underwrite to market rent.

90% standard$3,114 / 1.04 ratio110% standard$3,806 / 1.27 ratio
1.16
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92545 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92545 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92545 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,170 and the 4 bedroom fair market rent is $3,460.

Use this page for searches like 92545 FMR, 92545 fair market rent, and 92545 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92545
Bedroom sizeHUD FMR
Studio$1,670
1 bedroom$1,750
2 bedroom$2,170
3 bedroom$2,870
4 bedroom$3,460