92627
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,640$2,580
1 BR$2,710$2,720
2 BR$3,190$3,420
3 BR$4,330$4,660
4 BR$5,170$5,690
5 BR$5,945
6 BR$6,837
7 BR$7,863
8 BR$9,042

Purchase Price Calculator

Maximum purchase price
$446,294

Cost breakdown

+Likely effective rent$3,420
HUD FMR$3,190
Market rent$3,540
Est. payment standard (107%)Used$3,420
Estimated payment standard is $3,420 (107% of FMR).
-Principal and interest-$2,257
Loan amount$357,035
Down payment$89,259
Rate6.50%
Term30 years
-Operating costs-$963
Property taxes-$446
Insurance-$175
Utilities$0
HOA$0
Management-$342
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$54,308(60.8% ROI)
Projected value
$480,610
Current value$446,294
Return breakdown
Property appreciation+$34,316
Loan principal paid down+$12,792
Rental cash flow+$7,200
5-year hold
+$93,458(104.7% ROI)
Projected value
$504,941
Current value$446,294
Return breakdown
Property appreciation+$58,647
Loan principal paid down+$22,811
Rental cash flow+$12,000
10-year hold
+$203,355(227.8% ROI)
Projected value
$571,294
Current value$446,294
Return breakdown
Property appreciation+$125,000
Loan principal paid down+$54,355
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.02ratio
FMR$2,640
Market$2,580
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$2,376 / 0.92 ratio110% standard$2,904 / 1.13 ratio
1.02
1 BR
1 BR
1.00ratio
FMR$2,710
Market$2,720
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,439 / 0.90 ratio110% standard$2,981 / 1.10 ratio
1.00
2 BR
2 BR
0.90ratio
FMR$3,190
Market$3,540
vs market-$350

FMR is near market; voucher and private rents are aligned.

90% standard$2,871 / 0.81 ratio110% standard$3,509 / 0.99 ratio
0.90
3 BR
3 BR
0.90ratio
FMR$4,330
Market$4,830
vs market-$500

FMR is below market; voucher rent may lag private rents.

90% standard$3,897 / 0.81 ratio110% standard$4,763 / 0.99 ratio
0.90
4 BR
4 BR
0.84ratio
FMR$5,170
Market$6,140
vs market-$970

FMR is below market; voucher rent may lag private rents.

90% standard$4,653 / 0.76 ratio110% standard$5,687 / 0.93 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92627 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92627 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92627 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,190 and the 4 bedroom fair market rent is $5,170.

Use this page for searches like 92627 FMR, 92627 fair market rent, and 92627 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92627
Bedroom sizeHUD FMR
Studio$2,640
1 bedroom$2,710
2 bedroom$3,190
3 bedroom$4,330
4 bedroom$5,170