92673
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$3,930$2,470
1 BR$4,020$2,930
2 BR$4,740$4,090
3 BR$6,430$5,360
4 BR$7,680$6,880
5 BR$8,832
6 BR$10,157
7 BR$11,680
8 BR$13,432

Purchase Price Calculator

Maximum purchase price
$545,856

Cost breakdown

+Likely effective rent$4,090
HUD FMR$4,740
Market rentUsed$4,090
Est. payment standard (91%)$4,320
Market rent is below the inferred standard ($4,320, 91% of FMR).
-Principal and interest-$2,760
Loan amount$436,685
Down payment$109,171
Rate6.50%
Term30 years
-Operating costs-$1,130
Property taxes-$546
Insurance-$175
Utilities$0
HOA$0
Management-$409
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$64,817(59.4% ROI)
Projected value
$587,827
Current value$545,856
Return breakdown
Property appreciation+$41,971
Loan principal paid down+$15,645
Rental cash flow+$7,200
5-year hold
+$111,630(102.3% ROI)
Projected value
$617,586
Current value$545,856
Return breakdown
Property appreciation+$71,730
Loan principal paid down+$27,900
Rental cash flow+$12,000
10-year hold
+$243,366(222.9% ROI)
Projected value
$698,742
Current value$545,856
Return breakdown
Property appreciation+$152,886
Loan principal paid down+$66,480
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.59ratio
FMR$3,930
Market$2,470
vs market+$1,460

FMR is above market; underwrite to market rent.

1.59
1 BR
1 BR
1.37ratio
FMR$4,020
Market$2,930
vs market+$1,090

FMR is above market; underwrite to market rent.

90% standard$3,618 / 1.23 ratio110% standard$4,422 / 1.51 ratio
1.37
2 BR
2 BR
1.16ratio
FMR$4,740
Market$4,090
vs market+$650

FMR is above market; underwrite to market rent.

90% standard$4,266 / 1.04 ratio110% standard$5,214 / 1.27 ratio
1.16
3 BR
3 BR
1.20ratio
FMR$6,430
Market$5,360
vs market+$1,070

FMR is above market; underwrite to market rent.

90% standard$5,787 / 1.08 ratio110% standard$7,073 / 1.32 ratio
1.20
4 BR
4 BR
1.12ratio
FMR$7,680
Market$6,880
vs market+$800

FMR is above market; underwrite to market rent.

90% standard$6,912 / 1.00 ratio110% standard$8,448 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92673 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92673 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92673 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $4,740 and the 4 bedroom fair market rent is $7,680.

Use this page for searches like 92673 FMR, 92673 fair market rent, and 92673 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92673
Bedroom sizeHUD FMR
Studio$3,930
1 bedroom$4,020
2 bedroom$4,740
3 bedroom$6,430
4 bedroom$7,680