92692
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$3,170$2,550
1 BR$3,250$2,870
2 BR$3,830$3,840
3 BR$5,200$4,430
4 BR$6,210$5,240
5 BR$7,141
6 BR$8,213
7 BR$9,445
8 BR$10,861

Purchase Price Calculator

Maximum purchase price
$508,706

Cost breakdown

+Likely effective rent$3,840
HUD FMR$3,830
Market rent$3,840
Est. payment standard (100%)Used$3,840
Estimated payment standard is $3,840 (100% of FMR).
-Principal and interest-$2,572
Loan amount$406,965
Down payment$101,741
Rate6.50%
Term30 years
-Operating costs-$1,068
Property taxes-$509
Insurance-$175
Utilities$0
HOA$0
Management-$384
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$60,895(59.9% ROI)
Projected value
$547,821
Current value$508,706
Return breakdown
Property appreciation+$39,115
Loan principal paid down+$14,581
Rental cash flow+$7,200
5-year hold
+$104,849(103.1% ROI)
Projected value
$575,554
Current value$508,706
Return breakdown
Property appreciation+$66,848
Loan principal paid down+$26,001
Rental cash flow+$12,000
10-year hold
+$228,436(224.5% ROI)
Projected value
$651,187
Current value$508,706
Return breakdown
Property appreciation+$142,481
Loan principal paid down+$61,956
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.24ratio
FMR$3,170
Market$2,550
vs market+$620

FMR is above market; underwrite to market rent.

90% standard$2,853 / 1.12 ratio110% standard$3,487 / 1.37 ratio
1.24
1 BR
1 BR
1.13ratio
FMR$3,250
Market$2,870
vs market+$380

FMR is above market; underwrite to market rent.

90% standard$2,925 / 1.02 ratio110% standard$3,575 / 1.25 ratio
1.13
2 BR
2 BR
1.00ratio
FMR$3,830
Market$3,840
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$3,447 / 0.90 ratio110% standard$4,213 / 1.10 ratio
1.00
3 BR
3 BR
1.17ratio
FMR$5,200
Market$4,430
vs market+$770

FMR is above market; underwrite to market rent.

90% standard$4,680 / 1.06 ratio110% standard$5,720 / 1.29 ratio
1.17
4 BR
4 BR
1.19ratio
FMR$6,210
Market$5,240
vs market+$970

FMR is above market; underwrite to market rent.

90% standard$5,589 / 1.07 ratio110% standard$6,831 / 1.30 ratio
1.19
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92692 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92692 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92692 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,830 and the 4 bedroom fair market rent is $6,210.

Use this page for searches like 92692 FMR, 92692 fair market rent, and 92692 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92692
Bedroom sizeHUD FMR
Studio$3,170
1 bedroom$3,250
2 bedroom$3,830
3 bedroom$5,200
4 bedroom$6,210