92711
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,690$2,570
1 BR$2,750$3,010
2 BR$3,240$3,480
3 BR$4,400$4,690
4 BR$5,250$5,780
5 BR$6,037
6 BR$6,943
7 BR$7,985
8 BR$9,182

Purchase Price Calculator

Maximum purchase price
$455,210

Cost breakdown

+Likely effective rent$3,480
HUD FMR$3,240
Market rent$3,610
Est. payment standard (107%)Used$3,480
Estimated payment standard is $3,480 (107% of FMR).
-Principal and interest-$2,302
Loan amount$364,168
Down payment$91,042
Rate6.50%
Term30 years
-Operating costs-$978
Property taxes-$455
Insurance-$175
Utilities$0
HOA$0
Management-$348
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,249(60.7% ROI)
Projected value
$490,211
Current value$455,210
Return breakdown
Property appreciation+$35,001
Loan principal paid down+$13,047
Rental cash flow+$7,200
5-year hold
+$95,085(104.4% ROI)
Projected value
$515,028
Current value$455,210
Return breakdown
Property appreciation+$59,818
Loan principal paid down+$23,267
Rental cash flow+$12,000
10-year hold
+$206,938(227.3% ROI)
Projected value
$582,707
Current value$455,210
Return breakdown
Property appreciation+$127,497
Loan principal paid down+$55,440
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.05ratio
FMR$2,690
Market$2,570
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$2,421 / 0.94 ratio110% standard$2,959 / 1.15 ratio
1.05
1 BR
1 BR
0.87ratio
FMR$2,750
Market$3,150
vs market-$400

FMR is below market; voucher rent may lag private rents.

90% standard$2,475 / 0.79 ratio110% standard$3,025 / 0.96 ratio
0.87
2 BR
2 BR
0.90ratio
FMR$3,240
Market$3,610
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$2,916 / 0.81 ratio110% standard$3,564 / 0.99 ratio
0.90
3 BR
3 BR
0.91ratio
FMR$4,400
Market$4,840
vs market-$440

FMR is near market; voucher and private rents are aligned.

90% standard$3,960 / 0.82 ratio110% standard$4,840 / 1.00 ratio
0.91
4 BR
4 BR
0.81ratio
FMR$5,250
Market$6,480
vs market-$1,230

FMR is below market; voucher rent may lag private rents.

90% standard$4,725 / 0.73 ratio110% standard$5,775 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92711 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92711 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92711 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,240 and the 4 bedroom fair market rent is $5,250.

Use this page for searches like 92711 FMR, 92711 fair market rent, and 92711 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92711
Bedroom sizeHUD FMR
Studio$2,690
1 bedroom$2,750
2 bedroom$3,240
3 bedroom$4,400
4 bedroom$5,250