92844
ZIPSAFMR
Orange County, CA
BRFMR
Eff. Rent
0 BR$2,360$1,770
1 BR$2,420$1,920
2 BR$2,850$3,000
3 BR$3,870$3,860
4 BR$4,620$4,400
5 BR$5,313
6 BR$6,110
7 BR$7,026
8 BR$8,080

Purchase Price Calculator

Maximum purchase price
$383,882

Cost breakdown

+Likely effective rent$3,000
HUD FMR$2,850
Market rent$3,080
Est. payment standard (105%)Used$3,000
Estimated payment standard is $3,000 (105% of FMR).
-Principal and interest-$1,941
Loan amount$307,106
Down payment$76,776
Rate6.50%
Term30 years
-Operating costs-$859
Property taxes-$384
Insurance-$175
Utilities$0
HOA$0
Management-$300
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$47,720(62.2% ROI)
Projected value
$413,399
Current value$383,882
Return breakdown
Property appreciation+$29,517
Loan principal paid down+$11,003
Rental cash flow+$7,200
5-year hold
+$82,066(106.9% ROI)
Projected value
$434,328
Current value$383,882
Return breakdown
Property appreciation+$50,445
Loan principal paid down+$19,621
Rental cash flow+$12,000
10-year hold
+$178,273(232.2% ROI)
Projected value
$491,402
Current value$383,882
Return breakdown
Property appreciation+$107,519
Loan principal paid down+$46,753
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.33ratio
FMR$2,360
Market$1,770
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$2,124 / 1.20 ratio110% standard$2,596 / 1.47 ratio
1.33
1 BR
1 BR
1.26ratio
FMR$2,420
Market$1,920
vs market+$500

FMR is above market; underwrite to market rent.

90% standard$2,178 / 1.13 ratio110% standard$2,662 / 1.39 ratio
1.26
2 BR
2 BR
0.93ratio
FMR$2,850
Market$3,080
vs market-$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,565 / 0.83 ratio110% standard$3,135 / 1.02 ratio
0.93
3 BR
3 BR
1.00ratio
FMR$3,870
Market$3,860
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$3,483 / 0.90 ratio110% standard$4,257 / 1.10 ratio
1.00
4 BR
4 BR
1.05ratio
FMR$4,620
Market$4,400
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$4,158 / 0.95 ratio110% standard$5,082 / 1.16 ratio
1.05
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 92844 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

92844 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 92844 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,850 and the 4 bedroom fair market rent is $4,620.

Use this page for searches like 92844 FMR, 92844 fair market rent, and 92844 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 92844
Bedroom sizeHUD FMR
Studio$2,360
1 bedroom$2,420
2 bedroom$2,850
3 bedroom$3,870
4 bedroom$4,620