93424
ZIPSAFMR
San Luis Obispo County, CA
BRFMR
Eff. Rent
0 BR$1,910$2,100
1 BR$2,110$2,320
2 BR$2,760$3,040
3 BR$3,700$4,070
4 BR$4,240$4,660
5 BR$4,876
6 BR$5,607
7 BR$6,449
8 BR$7,416

Purchase Price Calculator

Maximum purchase price
$389,826

Cost breakdown

+Likely effective rent$3,040
HUD FMR$2,760
Market rent$3,940
Est. payment standard (110%)Used$3,040
Estimated payment standard is $3,040 (110% of FMR).
-Principal and interest-$1,971
Loan amount$311,861
Down payment$77,965
Rate6.50%
Term30 years
-Operating costs-$869
Property taxes-$390
Insurance-$175
Utilities$0
HOA$0
Management-$304
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,347(62.0% ROI)
Projected value
$419,800
Current value$389,826
Return breakdown
Property appreciation+$29,974
Loan principal paid down+$11,173
Rental cash flow+$7,200
5-year hold
+$83,151(106.7% ROI)
Projected value
$441,053
Current value$389,826
Return breakdown
Property appreciation+$51,226
Loan principal paid down+$19,925
Rental cash flow+$12,000
10-year hold
+$180,662(231.7% ROI)
Projected value
$499,011
Current value$389,826
Return breakdown
Property appreciation+$109,184
Loan principal paid down+$47,477
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.70ratio
FMR$1,910
Market$2,710
vs market-$800

FMR is below market; voucher rent may lag private rents.

90% standard$1,719 / 0.63 ratio110% standard$2,101 / 0.78 ratio
0.70
1 BR
1 BR
0.66ratio
FMR$2,110
Market$3,190
vs market-$1,080

FMR is below market; voucher rent may lag private rents.

90% standard$1,899 / 0.60 ratio110% standard$2,321 / 0.73 ratio
0.66
2 BR
2 BR
0.70ratio
FMR$2,760
Market$3,940
vs market-$1,180

FMR is below market; voucher rent may lag private rents.

90% standard$2,484 / 0.63 ratio110% standard$3,036 / 0.77 ratio
0.70
3 BR
3 BR
0.78ratio
FMR$3,700
Market$4,740
vs market-$1,040

FMR is below market; voucher rent may lag private rents.

90% standard$3,330 / 0.70 ratio110% standard$4,070 / 0.86 ratio
0.78
4 BR
4 BR
0.76ratio
FMR$4,240
Market$5,550
vs market-$1,310

FMR is below market; voucher rent may lag private rents.

90% standard$3,816 / 0.69 ratio110% standard$4,664 / 0.84 ratio
0.76
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 93424 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

93424 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 93424 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,760 and the 4 bedroom fair market rent is $4,240.

Use this page for searches like 93424 FMR, 93424 fair market rent, and 93424 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 93424
Bedroom sizeHUD FMR
Studio$1,910
1 bedroom$2,110
2 bedroom$2,760
3 bedroom$3,700
4 bedroom$4,240