94605
ZIPSAFMR
Alameda County, CA
BRFMR
Eff. Rent
0 BR$1,750$1,750
1 BR$1,990$1,930
2 BR$2,420$2,630
3 BR$3,090$3,400
4 BR$3,670$4,040
5 BR$4,221
6 BR$4,854
7 BR$5,582
8 BR$6,419

Purchase Price Calculator

Maximum purchase price
$328,900

Cost breakdown

+Likely effective rent$2,630
HUD FMR$2,420
Market rent$2,740
Est. payment standard (109%)Used$2,630
Estimated payment standard is $2,630 (109% of FMR).
-Principal and interest-$1,663
Loan amount$263,120
Down payment$65,780
Rate6.50%
Term30 years
-Operating costs-$767
Property taxes-$329
Insurance-$175
Utilities$0
HOA$0
Management-$263
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$41,916(63.7% ROI)
Projected value
$354,190
Current value$328,900
Return breakdown
Property appreciation+$25,289
Loan principal paid down+$9,427
Rental cash flow+$7,200
5-year hold
+$72,031(109.5% ROI)
Projected value
$372,121
Current value$328,900
Return breakdown
Property appreciation+$43,220
Loan principal paid down+$16,811
Rental cash flow+$12,000
10-year hold
+$156,177(237.4% ROI)
Projected value
$421,020
Current value$328,900
Return breakdown
Property appreciation+$92,120
Loan principal paid down+$40,057
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.00ratio
FMR$1,750
Market$1,750
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,575 / 0.90 ratio110% standard$1,925 / 1.10 ratio
1.00
1 BR
1 BR
1.03ratio
FMR$1,990
Market$1,930
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,791 / 0.93 ratio110% standard$2,189 / 1.13 ratio
1.03
2 BR
2 BR
0.88ratio
FMR$2,420
Market$2,740
vs market-$320

FMR is below market; voucher rent may lag private rents.

90% standard$2,178 / 0.79 ratio110% standard$2,662 / 0.97 ratio
0.88
3 BR
3 BR
0.84ratio
FMR$3,090
Market$3,670
vs market-$580

FMR is below market; voucher rent may lag private rents.

90% standard$2,781 / 0.76 ratio110% standard$3,399 / 0.93 ratio
0.84
4 BR
4 BR
0.81ratio
FMR$3,670
Market$4,530
vs market-$860

FMR is below market; voucher rent may lag private rents.

90% standard$3,303 / 0.73 ratio110% standard$4,037 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 94605 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

94605 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 94605 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,420 and the 4 bedroom fair market rent is $3,670.

Use this page for searches like 94605 FMR, 94605 fair market rent, and 94605 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 94605
Bedroom sizeHUD FMR
Studio$1,750
1 bedroom$1,990
2 bedroom$2,420
3 bedroom$3,090
4 bedroom$3,670