95140
ZIPSAFMR
Santa Clara County, CA
BRFMR
Eff. Rent
0 BR$2,450$2,450
1 BR$2,760$2,760
2 BR$3,300$3,300
3 BR$4,280$4,280
4 BR$4,880$4,880
5 BR$5,612
6 BR$6,454
7 BR$7,422
8 BR$8,535

Purchase Price Calculator

Maximum purchase price
$428,462

Cost breakdown

+Likely effective rent$3,300
HUD FMRUsed$3,300
Market rentN/A
Est. payment standardN/A
HUD FMR fallback; market rent is unavailable.
-Principal and interest-$2,167
Loan amount$342,770
Down payment$85,692
Rate6.50%
Term30 years
-Operating costs-$933
Property taxes-$428
Insurance-$175
Utilities$0
HOA$0
Management-$330
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$52,425(61.2% ROI)
Projected value
$461,407
Current value$428,462
Return breakdown
Property appreciation+$32,945
Loan principal paid down+$12,281
Rental cash flow+$7,200
5-year hold
+$90,203(105.3% ROI)
Projected value
$484,766
Current value$428,462
Return breakdown
Property appreciation+$56,303
Loan principal paid down+$21,900
Rental cash flow+$12,000
10-year hold
+$196,188(228.9% ROI)
Projected value
$548,468
Current value$428,462
Return breakdown
Property appreciation+$120,006
Loan principal paid down+$52,183
Rental cash flow+$24,000

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 95140 (CA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

95140 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 95140 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,300 and the 4 bedroom fair market rent is $4,880.

Use this page for searches like 95140 FMR, 95140 fair market rent, and 95140 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 95140
Bedroom sizeHUD FMR
Studio$2,450
1 bedroom$2,760
2 bedroom$3,300
3 bedroom$4,280
4 bedroom$4,880