97526
ZIPSAFMR
Josephine County, OR
BRFMR
Eff. Rent
0 BR$900$990
1 BR$1,030$1,130
2 BR$1,320$1,450
3 BR$1,840$1,860
4 BR$2,170$1,940
5 BR$2,496
6 BR$2,870
7 BR$3,300
8 BR$3,795

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,320
Market rent$1,650
Est. payment standard (110%)Used$1,450
Estimated payment standard is $1,450 (110% of FMR).
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Current value$153,553
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Current value$153,553
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Current value$153,553
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.53ratio
FMR$900
Market$1,710
vs market-$810

FMR is below market; voucher rent may lag private rents.

0.53
1 BR
1 BR
0.69ratio
FMR$1,030
Market$1,500
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$927 / 0.62 ratio110% standard$1,133 / 0.76 ratio
0.69
2 BR
2 BR
0.80ratio
FMR$1,320
Market$1,650
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,188 / 0.72 ratio110% standard$1,452 / 0.88 ratio
0.80
3 BR
3 BR
0.98ratio
FMR$1,840
Market$1,870
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,656 / 0.89 ratio110% standard$2,024 / 1.08 ratio
0.98
4 BR
4 BR
1.12ratio
FMR$2,170
Market$1,940
vs market+$230

FMR is above market; underwrite to market rent.

90% standard$1,953 / 1.01 ratio110% standard$2,387 / 1.23 ratio
1.12
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 97526 (OR) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

97526 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 97526 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,320 and the 4 bedroom fair market rent is $2,170.

Use this page for searches like 97526 FMR, 97526 fair market rent, and 97526 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 97526
Bedroom sizeHUD FMR
Studio$900
1 bedroom$1,030
2 bedroom$1,320
3 bedroom$1,840
4 bedroom$2,170