98230
ZIPSAFMR
Whatcom County, WA
BRFMR
Eff. Rent
0 BR$1,390$1,390
1 BR$1,420$1,420
2 BR$1,710$1,710
3 BR$2,380$2,380
4 BR$2,870$2,870
5 BR$3,300
6 BR$3,796
7 BR$4,365
8 BR$5,020

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.99ratio
FMR$1,390
Market$1,400
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
1 BR
1 BR
0.81ratio
FMR$1,420
Market$1,760
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
2 BR
2 BR
0.81ratio
FMR$1,710
Market$2,110
vs market-$400

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
3 BR
3 BR
0.94ratio
FMR$2,380
Market$2,540
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
4 BR
4 BR
0.89ratio
FMR$2,870
Market$3,240
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$192,189
Rent
$1,710
Down payment
$38,438
Loan
$153,751
Mortgage
$972
Expenses
$538
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 98230 (WA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.