99703
ZIPSAFMR
Fairbanks North Star Borough County, AK
BRFMR
Eff. Rent
0 BR$1,680$1,160
1 BR$1,850$1,430
2 BR$2,430$1,910
3 BR$3,380$2,240
4 BR$4,080$2,460
5 BR$4,692
6 BR$5,396
7 BR$6,205
8 BR$7,136

Purchase Price Calculator

Maximum purchase price
$221,909

Cost breakdown

+Likely effective rent$1,910
HUD FMR$2,430
Market rentUsed$1,910
Est. payment standard (90%)$2,190
Market rent is below the inferred standard ($2,190, 90% of FMR).
-Principal and interest-$1,122
Loan amount$177,527
Down payment$44,382
Rate6.50%
Term30 years
-Operating costs-$588
Property taxes-$222
Insurance-$175
Utilities$0
HOA$0
Management-$191
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,623(69.0% ROI)
Projected value
$238,971
Current value$221,909
Return breakdown
Property appreciation+$17,063
Loan principal paid down+$6,360
Rental cash flow+$7,200
5-year hold
+$52,503(118.3% ROI)
Projected value
$251,069
Current value$221,909
Return breakdown
Property appreciation+$29,161
Loan principal paid down+$11,342
Rental cash flow+$12,000
10-year hold
+$113,180(255.0% ROI)
Projected value
$284,062
Current value$221,909
Return breakdown
Property appreciation+$62,153
Loan principal paid down+$27,026
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.45ratio
FMR$1,680
Market$1,160
vs market+$520

FMR is above market; underwrite to market rent.

90% standard$1,512 / 1.30 ratio110% standard$1,848 / 1.59 ratio
1.45
1 BR
1 BR
1.29ratio
FMR$1,850
Market$1,430
vs market+$420

FMR is above market; underwrite to market rent.

90% standard$1,665 / 1.16 ratio110% standard$2,035 / 1.42 ratio
1.29
2 BR
2 BR
1.27ratio
FMR$2,430
Market$1,910
vs market+$520

FMR is above market; underwrite to market rent.

90% standard$2,187 / 1.15 ratio110% standard$2,673 / 1.40 ratio
1.27
3 BR
3 BR
1.51ratio
FMR$3,380
Market$2,240
vs market+$1,140

FMR is above market; underwrite to market rent.

90% standard$3,042 / 1.36 ratio110% standard$3,718 / 1.66 ratio
1.51
4 BR
4 BR
1.66ratio
FMR$4,080
Market$2,460
vs market+$1,620

FMR is above market; underwrite to market rent.

1.66
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 99703 (AK) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

99703 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 99703 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,430 and the 4 bedroom fair market rent is $4,080.

Use this page for searches like 99703 FMR, 99703 fair market rent, and 99703 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 99703
Bedroom sizeHUD FMR
Studio$1,680
1 bedroom$1,850
2 bedroom$2,430
3 bedroom$3,380
4 bedroom$4,080