01474
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$1,670
1 BR$2,476$1,730
2 BR$2,941$1,830
3 BR$3,526$1,990
4 BR$3,894$2,370
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$2,941
Market rentUsed$1,830
Est. payment standard (90%)$2,650
Market rent is below the inferred standard ($2,650, 90% of FMR).
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Current value$210,021
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Current value$210,021
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Current value$210,021
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.41ratio
FMR$2,359
Market$1,670
vs market+$689

FMR is above market; underwrite to market rent.

90% standard$2,123 / 1.27 ratio110% standard$2,595 / 1.55 ratio
1.41
1 BR
1 BR
1.43ratio
FMR$2,476
Market$1,730
vs market+$746

FMR is above market; underwrite to market rent.

90% standard$2,228 / 1.29 ratio110% standard$2,724 / 1.57 ratio
1.43
2 BR
2 BR
1.61ratio
FMR$2,941
Market$1,830
vs market+$1,111

FMR is above market; underwrite to market rent.

1.61
3 BR
3 BR
1.77ratio
FMR$3,526
Market$1,990
vs market+$1,536

FMR is above market; underwrite to market rent.

1.77
4 BR
4 BR
1.64ratio
FMR$3,894
Market$2,370
vs market+$1,524

FMR is above market; underwrite to market rent.

1.64
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01474 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01474 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01474 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01474 FMR, 01474 fair market rent, and 01474 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01474
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894