01742
ZIPFMR
Middlesex County, MA
BRFMR
Eff. Rent
0 BR$2,359$2,170
1 BR$2,476$2,490
2 BR$2,941$3,240
3 BR$3,526$3,880
4 BR$3,894$4,280
5 BR$4,478
6 BR$5,150
7 BR$5,922
8 BR$6,811

Purchase Price Calculator

Maximum purchase price
$419,546

Cost breakdown

+Likely effective rent$3,240
HUD FMR$2,941
Market rent$3,490
Est. payment standard (110%)Used$3,240
Estimated payment standard is $3,240 (110% of FMR).
-Principal and interest-$2,121
Loan amount$335,637
Down payment$83,909
Rate6.50%
Term30 years
-Operating costs-$919
Property taxes-$420
Insurance-$175
Utilities$0
HOA$0
Management-$324
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,484(61.4% ROI)
Projected value
$451,805
Current value$419,546
Return breakdown
Property appreciation+$32,259
Loan principal paid down+$12,025
Rental cash flow+$7,200
5-year hold
+$88,576(105.6% ROI)
Projected value
$474,678
Current value$419,546
Return breakdown
Property appreciation+$55,132
Loan principal paid down+$21,444
Rental cash flow+$12,000
10-year hold
+$192,605(229.5% ROI)
Projected value
$537,055
Current value$419,546
Return breakdown
Property appreciation+$117,508
Loan principal paid down+$51,097
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.09ratio
FMR$2,359
Market$2,170
vs market+$189

FMR is near market; voucher and private rents are aligned.

90% standard$2,123 / 0.98 ratio110% standard$2,595 / 1.20 ratio
1.09
1 BR
1 BR
0.99ratio
FMR$2,476
Market$2,500
vs market-$24

FMR is near market; voucher and private rents are aligned.

90% standard$2,228 / 0.89 ratio110% standard$2,724 / 1.09 ratio
0.99
2 BR
2 BR
0.84ratio
FMR$2,941
Market$3,490
vs market-$549

FMR is below market; voucher rent may lag private rents.

90% standard$2,647 / 0.76 ratio110% standard$3,235 / 0.93 ratio
0.84
3 BR
3 BR
0.80ratio
FMR$3,526
Market$4,400
vs market-$874

FMR is below market; voucher rent may lag private rents.

90% standard$3,173 / 0.72 ratio110% standard$3,879 / 0.88 ratio
0.80
4 BR
4 BR
0.73ratio
FMR$3,894
Market$5,330
vs market-$1,436

FMR is below market; voucher rent may lag private rents.

90% standard$3,505 / 0.66 ratio110% standard$4,283 / 0.80 ratio
0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 01742 (MA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

01742 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 01742 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,941 and the 4 bedroom fair market rent is $3,894.

Use this page for searches like 01742 FMR, 01742 fair market rent, and 01742 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 01742
Bedroom sizeHUD FMR
Studio$2,359
1 bedroom$2,476
2 bedroom$2,941
3 bedroom$3,526
4 bedroom$3,894