03818
ZIPFMR
Carroll County, NH
BRFMR
Eff. Rent
0 BR$1,190$1,310
1 BR$1,343$1,480
2 BR$1,709$1,830
3 BR$2,353$2,360
4 BR$2,834$2,320
5 BR$3,259
6 BR$3,748
7 BR$4,310
8 BR$4,957

Purchase Price Calculator

Maximum purchase price
$210,021

Cost breakdown

+Likely effective rent$1,830
HUD FMR$1,709
Market rent$1,900
Est. payment standard (107%)Used$1,830
Estimated payment standard is $1,830 (107% of FMR).
-Principal and interest-$1,062
Loan amount$168,017
Down payment$42,004
Rate6.50%
Term30 years
-Operating costs-$568
Property taxes-$210
Insurance-$175
Utilities$0
HOA$0
Management-$183
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,368(69.9% ROI)
Projected value
$226,169
Current value$210,021
Return breakdown
Property appreciation+$16,149
Loan principal paid down+$6,020
Rental cash flow+$7,200
5-year hold
+$50,333(119.8% ROI)
Projected value
$237,619
Current value$210,021
Return breakdown
Property appreciation+$27,598
Loan principal paid down+$10,735
Rental cash flow+$12,000
10-year hold
+$108,402(258.1% ROI)
Projected value
$268,844
Current value$210,021
Return breakdown
Property appreciation+$58,824
Loan principal paid down+$25,579
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.73ratio
FMR$1,190
Market$1,630
vs market-$440

FMR is below market; voucher rent may lag private rents.

90% standard$1,071 / 0.66 ratio110% standard$1,309 / 0.80 ratio
0.73
1 BR
1 BR
0.86ratio
FMR$1,343
Market$1,570
vs market-$227

FMR is below market; voucher rent may lag private rents.

90% standard$1,209 / 0.77 ratio110% standard$1,477 / 0.94 ratio
0.86
2 BR
2 BR
0.90ratio
FMR$1,709
Market$1,900
vs market-$191

FMR is below market; voucher rent may lag private rents.

90% standard$1,538 / 0.81 ratio110% standard$1,880 / 0.99 ratio
0.90
3 BR
3 BR
0.99ratio
FMR$2,353
Market$2,370
vs market-$17

FMR is near market; voucher and private rents are aligned.

90% standard$2,118 / 0.89 ratio110% standard$2,588 / 1.09 ratio
0.99
4 BR
4 BR
1.22ratio
FMR$2,834
Market$2,320
vs market+$514

FMR is above market; underwrite to market rent.

90% standard$2,551 / 1.10 ratio110% standard$3,117 / 1.34 ratio
1.22
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 03818 (NH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

03818 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 03818 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,709 and the 4 bedroom fair market rent is $2,834.

Use this page for searches like 03818 FMR, 03818 fair market rent, and 03818 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 03818
Bedroom sizeHUD FMR
Studio$1,190
1 bedroom$1,343
2 bedroom$1,709
3 bedroom$2,353
4 bedroom$2,834