05047
ZIPFMR
Windsor County, VT
BRFMR
Eff. Rent
0 BR$1,161$1,280
1 BR$1,168$1,280
2 BR$1,362$1,500
3 BR$1,786$1,960
4 BR$1,844$2,030
5 BR$2,121
6 BR$2,439
7 BR$2,804
8 BR$3,225

Purchase Price Calculator

Maximum purchase price
$160,983

Cost breakdown

+Likely effective rent$1,500
HUD FMR$1,362
Market rent$2,600
Est. payment standard (110%)Used$1,500
Estimated payment standard is $1,500 (110% of FMR).
-Principal and interest-$814
Loan amount$128,786
Down payment$32,197
Rate6.50%
Term30 years
-Operating costs-$486
Property taxes-$161
Insurance-$175
Utilities$0
HOA$0
Management-$150
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,192(75.1% ROI)
Projected value
$173,361
Current value$160,983
Return breakdown
Property appreciation+$12,378
Loan principal paid down+$4,614
Rental cash flow+$7,200
5-year hold
+$41,383(128.5% ROI)
Projected value
$182,137
Current value$160,983
Return breakdown
Property appreciation+$21,154
Loan principal paid down+$8,228
Rental cash flow+$12,000
10-year hold
+$88,695(275.5% ROI)
Projected value
$206,072
Current value$160,983
Return breakdown
Property appreciation+$45,089
Loan principal paid down+$19,606
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.71ratio
FMR$1,161
Market$1,640
vs market-$479

FMR is below market; voucher rent may lag private rents.

90% standard$1,045 / 0.64 ratio110% standard$1,277 / 0.78 ratio
0.71
1 BR
1 BR
0.62ratio
FMR$1,168
Market$1,880
vs market-$712

FMR is below market; voucher rent may lag private rents.

90% standard$1,051 / 0.56 ratio110% standard$1,285 / 0.68 ratio
0.62
2 BR
2 BR
0.52ratio
FMR$1,362
Market$2,600
vs market-$1,238

FMR is below market; voucher rent may lag private rents.

0.52
3 BR
3 BR
0.58ratio
FMR$1,786
Market$3,080
vs market-$1,294

FMR is below market; voucher rent may lag private rents.

90% standard$1,607 / 0.52 ratio110% standard$1,965 / 0.64 ratio
0.58
4 BR
4 BR
0.44ratio
FMR$1,844
Market$4,230
vs market-$2,386

FMR is below market; voucher rent may lag private rents.

0.44
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 05047 (VT) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

05047 fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for 05047 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,362 and the 4 bedroom fair market rent is $1,844.

Use this page for searches like 05047 FMR, 05047 fair market rent, and 05047 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 05047
Bedroom sizeHUD FMR
Studio$1,161
1 bedroom$1,168
2 bedroom$1,362
3 bedroom$1,786
4 bedroom$1,844