08865
ZIPFMR
Warren County, NJ
BRFMR
Eff. Rent
0 BR$1,517$1,517
1 BR$1,527$1,527
2 BR$1,895$1,880
3 BR$2,404$2,200
4 BR$2,800$2,600
5 BR$3,220
6 BR$3,703
7 BR$4,258
8 BR$4,897

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.86ratio
FMR$1,517
Market$1,770
vs market-$253

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
1 BR
1 BR
0.89ratio
FMR$1,527
Market$1,710
vs market-$183

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
2 BR
2 BR
1.01ratio
FMR$1,895
Market$1,880
vs market+$15

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
3 BR
3 BR
1.09ratio
FMR$2,404
Market$2,200
vs market+$204

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
4 BR
4 BR
1.08ratio
FMR$2,800
Market$2,600
vs market+$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$219,680
Rent
$1,895
Down payment
$43,936
Loan
$175,744
Mortgage
$1,111
Expenses
$584
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 08865 (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.