Home/NJ/Warren County
Warren County, NJ
CountyFMR
Found 24 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$1,517▲$1,500 – $1,670
1 BR$1,527▲$1,550 – $1,680
2 BR$1,895▲$1,880 – $2,080
3 BR$2,404▲$2,170 – $2,640
4 BR$2,800▲$2,270 – $3,080
5 BR$3,220▲—
6 BR$3,703▲—
7 BR$4,258▲—
8 BR$4,897▲—

Purchase Price Calculator

Maximum purchase price
$247,171

Cost breakdown

+Likely effective rent$2,080
HUD FMR$1,895
Market rent$2,215
Est. payment standard (110%)Used$2,080
Estimated payment standard is $2,080 (110% of FMR).
-Principal and interest-$1,250
Loan amount$197,737
Down payment$49,434
Rate6.50%
Term30 years
-Operating costs-$630
Property taxes-$247
Insurance-$175
Utilities$0
HOA$0
Management-$208
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,290(67.3% ROI)
Projected value
$266,176
Current value$247,171
Return breakdown
Property appreciation+$19,005
Loan principal paid down+$7,084
Rental cash flow+$7,200
5-year hold
+$57,114(115.5% ROI)
Projected value
$279,651
Current value$247,171
Return breakdown
Property appreciation+$32,480
Loan principal paid down+$12,633
Rental cash flow+$12,000
10-year hold
+$123,332(249.5% ROI)
Projected value
$316,399
Current value$247,171
Return breakdown
Property appreciation+$69,229
Loan principal paid down+$30,103
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 2 ZIPs
0.48-0.62ratio range
Median FMR$1,517
Median Market$2,805
vs market-$1,288

FMR is below market; voucher rent may lag private rents.

90% standard$1,365 / 0.50 ratio110% standard$1,669 / 0.61 ratio
Studio- 2 ZIPs
0.65-0.68ratio range
Median FMR$1,517
Median Market$2,280
vs market-$763

FMR is below market; voucher rent may lag private rents.

90% standard$1,365 / 0.60 ratio110% standard$1,669 / 0.73 ratio
Studio- 5 ZIPs
0.70-0.73ratio range
Median FMR$1,517
Median Market$2,140
vs market-$623

FMR is below market; voucher rent may lag private rents.

90% standard$1,365 / 0.64 ratio110% standard$1,669 / 0.78 ratio
5
Studio- 5 ZIPs
0.82-0.86ratio range
Median FMR$1,517
Median Market$1,810
vs market-$293

FMR is below market; voucher rent may lag private rents.

90% standard$1,365 / 0.75 ratio110% standard$1,669 / 0.92 ratio
5
Studio- 2 ZIPs
0.88-0.89ratio range
Median FMR$1,517
Median Market$1,715
vs market-$198

FMR is below market; voucher rent may lag private rents.

90% standard$1,365 / 0.80 ratio110% standard$1,669 / 0.97 ratio
Studio- 2 ZIPs
0.91-0.93ratio range
Median FMR$1,517
Median Market$1,645
vs market-$128

FMR is near market; voucher and private rents are aligned.

90% standard$1,365 / 0.83 ratio110% standard$1,669 / 1.01 ratio
Studio- 3 ZIPs
0.96-0.97ratio range
Median FMR$1,517
Median Market$1,580
vs market-$63

FMR is near market; voucher and private rents are aligned.

90% standard$1,365 / 0.86 ratio110% standard$1,669 / 1.06 ratio
3
Studio- 3 ZIPs
1.00-1.01ratio range
Median FMR$1,517
Median Market$1,520
vs market-$3

FMR is near market; voucher and private rents are aligned.

90% standard$1,365 / 0.90 ratio110% standard$1,669 / 1.10 ratio
3
0.48-1.01
1 BR
1 BR- 1 ZIP
0.65ratio
FMR$1,527
Market$2,360
vs market-$833

FMR is below market; voucher rent may lag private rents.

90% standard$1,374 / 0.58 ratio110% standard$1,680 / 0.71 ratio
1 BR- 1 ZIP
0.72ratio
FMR$1,527
Market$2,130
vs market-$603

FMR is below market; voucher rent may lag private rents.

90% standard$1,374 / 0.65 ratio110% standard$1,680 / 0.79 ratio
1 BR- 5 ZIPs
0.78-0.81ratio range
Median FMR$1,527
Median Market$1,900
vs market-$373

FMR is below market; voucher rent may lag private rents.

90% standard$1,374 / 0.72 ratio110% standard$1,680 / 0.88 ratio
5
1 BR- 6 ZIPs
0.82-0.85ratio range
Median FMR$1,527
Median Market$1,825
vs market-$298

FMR is below market; voucher rent may lag private rents.

90% standard$1,374 / 0.75 ratio110% standard$1,680 / 0.92 ratio
6
1 BR- 5 ZIPs
0.86-0.89ratio range
Median FMR$1,527
Median Market$1,730
vs market-$203

FMR is below market; voucher rent may lag private rents.

90% standard$1,374 / 0.79 ratio110% standard$1,680 / 0.97 ratio
5
1 BR- 3 ZIPs
0.90-0.93ratio range
Median FMR$1,527
Median Market$1,650
vs market-$123

FMR is near market; voucher and private rents are aligned.

90% standard$1,374 / 0.83 ratio110% standard$1,680 / 1.02 ratio
3
1 BR- 3 ZIPs
0.95-0.97ratio range
Median FMR$1,527
Median Market$1,570
vs market-$43

FMR is near market; voucher and private rents are aligned.

90% standard$1,374 / 0.88 ratio110% standard$1,680 / 1.07 ratio
3
0.65-0.97
2 BR
2 BR- 4 ZIPs
0.73-0.75ratio range
Median FMR$1,895
Median Market$2,560
vs market-$665

FMR is below market; voucher rent may lag private rents.

90% standard$1,706 / 0.67 ratio110% standard$2,085 / 0.81 ratio
4
2 BR- 4 ZIPs
0.78-0.80ratio range
Median FMR$1,895
Median Market$2,385
vs market-$490

FMR is below market; voucher rent may lag private rents.

90% standard$1,706 / 0.72 ratio110% standard$2,085 / 0.87 ratio
4
2 BR- 4 ZIPs
0.83-0.85ratio range
Median FMR$1,895
Median Market$2,260
vs market-$365

FMR is below market; voucher rent may lag private rents.

90% standard$1,706 / 0.75 ratio110% standard$2,085 / 0.92 ratio
4
2 BR- 3 ZIPs
0.87-0.89ratio range
Median FMR$1,895
Median Market$2,160
vs market-$265

FMR is below market; voucher rent may lag private rents.

90% standard$1,706 / 0.79 ratio110% standard$2,085 / 0.97 ratio
3
2 BR- 6 ZIPs
0.90-0.94ratio range
Median FMR$1,895
Median Market$2,070
vs market-$175

FMR is near market; voucher and private rents are aligned.

90% standard$1,706 / 0.82 ratio110% standard$2,085 / 1.01 ratio
6
2 BR- 1 ZIP
0.97ratio
FMR$1,895
Market$1,950
vs market-$55

FMR is near market; voucher and private rents are aligned.

90% standard$1,706 / 0.87 ratio110% standard$2,085 / 1.07 ratio
2 BR- 2 ZIPs
0.99-1.01ratio range
Median FMR$1,895
Median Market$1,895
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,706 / 0.90 ratio110% standard$2,085 / 1.10 ratio
0.73-1.01
3 BR
3 BR- 2 ZIPs
0.72-0.73ratio range
Median FMR$2,404
Median Market$3,310
vs market-$906

FMR is below market; voucher rent may lag private rents.

90% standard$2,164 / 0.65 ratio110% standard$2,644 / 0.80 ratio
3 BR- 1 ZIP
0.74ratio
FMR$2,404
Market$3,230
vs market-$826

FMR is below market; voucher rent may lag private rents.

90% standard$2,164 / 0.67 ratio110% standard$2,644 / 0.82 ratio
3 BR- 3 ZIPs
0.78-0.80ratio range
Median FMR$2,404
Median Market$3,010
vs market-$606

FMR is below market; voucher rent may lag private rents.

90% standard$2,164 / 0.72 ratio110% standard$2,644 / 0.88 ratio
3
3 BR- 2 ZIPs
0.83-0.84ratio range
Median FMR$2,404
Median Market$2,875
vs market-$471

FMR is below market; voucher rent may lag private rents.

90% standard$2,164 / 0.75 ratio110% standard$2,644 / 0.92 ratio
3 BR- 1 ZIP
0.86ratio
FMR$2,404
Market$2,790
vs market-$386

FMR is below market; voucher rent may lag private rents.

90% standard$2,164 / 0.78 ratio110% standard$2,644 / 0.95 ratio
3 BR- 4 ZIPs
0.91-0.94ratio range
Median FMR$2,404
Median Market$2,635
vs market-$231

FMR is near market; voucher and private rents are aligned.

90% standard$2,164 / 0.82 ratio110% standard$2,644 / 1.00 ratio
4
3 BR- 1 ZIP
0.97ratio
FMR$2,404
Market$2,480
vs market-$76

FMR is near market; voucher and private rents are aligned.

90% standard$2,164 / 0.87 ratio110% standard$2,644 / 1.07 ratio
3 BR- 5 ZIPs
1.00-1.01ratio range
Median FMR$2,404
Median Market$2,400
vs market+$4

FMR is near market; voucher and private rents are aligned.

90% standard$2,164 / 0.90 ratio110% standard$2,644 / 1.10 ratio
5
3 BR- 2 ZIPs
1.02-1.05ratio range
Median FMR$2,404
Median Market$2,325
vs market+$79

FMR is near market; voucher and private rents are aligned.

90% standard$2,164 / 0.93 ratio110% standard$2,644 / 1.14 ratio
3 BR- 2 ZIPs
1.06-1.09ratio range
Median FMR$2,404
Median Market$2,230
vs market+$174

FMR is near market; voucher and private rents are aligned.

90% standard$2,164 / 0.97 ratio110% standard$2,644 / 1.19 ratio
3 BR- 1 ZIP
1.11ratio
FMR$2,404
Market$2,170
vs market+$234

FMR is above market; underwrite to market rent.

90% standard$2,164 / 1.00 ratio110% standard$2,644 / 1.22 ratio
0.72-1.11
4 BR
4 BR- 2 ZIPs
0.75-0.76ratio range
Median FMR$2,800
Median Market$3,720
vs market-$920

FMR is below market; voucher rent may lag private rents.

90% standard$2,520 / 0.68 ratio110% standard$3,080 / 0.83 ratio
2
4 BR- 2 ZIPs
0.79-0.80ratio range
Median FMR$2,800
Median Market$3,510
vs market-$710

FMR is below market; voucher rent may lag private rents.

90% standard$2,520 / 0.72 ratio110% standard$3,080 / 0.88 ratio
2
4 BR- 2 ZIPs
0.82-0.85ratio range
Median FMR$2,800
Median Market$3,345
vs market-$545

FMR is below market; voucher rent may lag private rents.

90% standard$2,520 / 0.75 ratio110% standard$3,080 / 0.92 ratio
2
4 BR- 2 ZIPs
0.89-0.90ratio range
Median FMR$2,800
Median Market$3,125
vs market-$325

FMR is below market; voucher rent may lag private rents.

90% standard$2,520 / 0.81 ratio110% standard$3,080 / 0.99 ratio
2
4 BR- 3 ZIPs
0.92-0.93ratio range
Median FMR$2,800
Median Market$3,030
vs market-$230

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.83 ratio110% standard$3,080 / 1.02 ratio
3
4 BR- 2 ZIPs
0.95-0.96ratio range
Median FMR$2,800
Median Market$2,925
vs market-$125

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.86 ratio110% standard$3,080 / 1.05 ratio
2
4 BR- 3 ZIPs
0.99-1.01ratio range
Median FMR$2,800
Median Market$2,820
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.89 ratio110% standard$3,080 / 1.09 ratio
3
4 BR- 1 ZIP
1.06ratio
FMR$2,800
Market$2,650
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.95 ratio110% standard$3,080 / 1.16 ratio
4 BR- 2 ZIPs
1.08-1.09ratio range
Median FMR$2,800
Median Market$2,580
vs market+$220

FMR is near market; voucher and private rents are aligned.

90% standard$2,520 / 0.98 ratio110% standard$3,080 / 1.19 ratio
2
4 BR- 2 ZIPs
1.11-1.13ratio range
Median FMR$2,800
Median Market$2,500
vs market+$300

FMR is above market; underwrite to market rent.

90% standard$2,520 / 1.01 ratio110% standard$3,080 / 1.23 ratio
2
4 BR- 2 ZIPs
1.18-1.20ratio range
Median FMR$2,800
Median Market$2,355
vs market+$445

FMR is above market; underwrite to market rent.

90% standard$2,520 / 1.07 ratio110% standard$3,080 / 1.31 ratio
2
4 BR- 1 ZIP
1.23ratio
FMR$2,800
Market$2,270
vs market+$530

FMR is above market; underwrite to market rent.

90% standard$2,520 / 1.11 ratio110% standard$3,080 / 1.36 ratio
0.75-1.23
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Warren County, NJ (NJ) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled FMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
Related ZIPs
07820078210782307825078280783207833078380784007844

Warren County, NJ fair market rent and Section 8 rent limits

The FY 2026 HUD Fair Market Rent (FMR) page for Warren County, NJ shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,895 and the 4 bedroom fair market rent is $2,800.

Use this page for searches like Warren County, NJ FMR, Warren County, NJ fair market rent, and Warren County, NJ Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for Warren County, NJ
Bedroom sizeHUD FMR
Studio$1,517
1 bedroom$1,527
2 bedroom$1,895
3 bedroom$2,404
4 bedroom$2,800
07820 FMR07821 FMR07823 FMR07825 FMR07828 FMR07832 FMR07833 FMR07838 FMR