10303
ZIPSAFMR
Richmond County, NY
BRFMR
Eff. Rent
0 BR$2,470$1,960
1 BR$2,590$2,030
2 BR$2,840$2,830
3 BR$3,560$3,220
4 BR$3,860$3,260
5 BR$4,439
6 BR$5,105
7 BR$5,871
8 BR$6,751

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.26ratio
FMR$2,470
Market$1,960
vs market+$510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
1 BR
1 BR
1.28ratio
FMR$2,590
Market$2,030
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
2 BR
2 BR
1.00ratio
FMR$2,840
Market$2,830
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
3 BR
3 BR
1.11ratio
FMR$3,560
Market$3,220
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
4 BR
4 BR
1.18ratio
FMR$3,860
Market$3,260
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$360,106
Rent
$2,840
Down payment
$72,021
Loan
$288,085
Mortgage
$1,821
Expenses
$819
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10303 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.