10523
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,800$2,170
1 BR$3,990$2,630
2 BR$4,370$3,420
3 BR$5,470$4,900
4 BR$5,950$5,950
5 BR$6,842
6 BR$7,869
7 BR$9,049
8 BR$10,407

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.75ratio
FMR$3,800
Market$2,170
vs market+$1,630

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.75
1 BR
1 BR
1.52ratio
FMR$3,990
Market$2,630
vs market+$1,360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.52
2 BR
2 BR
1.28ratio
FMR$4,370
Market$3,420
vs market+$950

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.28
3 BR
3 BR
1.12ratio
FMR$5,470
Market$4,900
vs market+$570

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
4 BR
4 BR
0.80ratio
FMR$5,950
Market$7,430
vs market-$1,480

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$587,464
Rent
$4,370
Down payment
$117,493
Loan
$469,971
Mortgage
$2,971
Expenses
$1,199
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10523 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.