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Westchester County, NY
CountySAFMR
Found 87 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$2,170 – $3,800▲$1,670 – $3,010
1 BR$2,260 – $3,990▲$1,830 – $3,400
2 BR$2,510 – $4,370▲$2,510 – $4,370
3 BR$3,120 – $5,470▲$3,120 – $5,470
4 BR$3,370 – $5,950▲$3,060 – $5,950
5 BR$5,031▲—
6 BR$5,786▲—
7 BR$6,654▲—
8 BR$7,652▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 4 ZIPs
0.87–0.88ratio range
Median FMR$2,560
Median Market$2,900
vs market-$340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.93–0.94ratio range
Median FMR$2,530
Median Market$2,710
vs market-$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.97ratio
FMR$2,170
Market$2,230
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
0.99–1.02ratio range
Median FMR$2,560
Median Market$2,580
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
1.02–1.03ratio range
Median FMR$2,230
Median Market$2,170
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.08ratio range
Median FMR$2,850
Median Market$2,635
vs market+$215

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 8 ZIPs
1.11–1.14ratio range
Median FMR$2,465
Median Market$2,205
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 7 ZIPs
1.16–1.19ratio range
Median FMR$2,660
Median Market$2,250
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 3 ZIPs
1.21–1.23ratio range
Median FMR$2,950
Median Market$2,400
vs market+$550

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 14 ZIPs
1.25–1.30ratio range
Median FMR$2,775
Median Market$2,180
vs market+$595

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 6 ZIPs
1.30–1.33ratio range
Median FMR$2,875
Median Market$2,190
vs market+$685

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 33 ZIPs
1.35–1.75ratio range
Median FMR$3,120
Median Market$2,210
vs market+$910

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

33
0.87–1.75
1 BR
1 BR· 3 ZIPs
0.81ratio range
Median FMR$2,690
Median Market$3,310
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.84ratio
FMR$2,600
Market$3,110
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.86–0.87ratio range
Median FMR$2,515
Median Market$2,910
vs market-$395

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.91–0.93ratio range
Median FMR$2,690
Median Market$2,880
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 5 ZIPs
0.95–0.96ratio range
Median FMR$2,560
Median Market$2,670
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 8 ZIPs
0.99–1.02ratio range
Median FMR$2,560
Median Market$2,535
vs market+$25

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
1 BR· 3 ZIPs
1.03–1.05ratio range
Median FMR$2,690
Median Market$2,610
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 11 ZIPs
1.06–1.10ratio range
Median FMR$2,860
Median Market$2,610
vs market+$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
1 BR· 5 ZIPs
1.11–1.15ratio range
Median FMR$2,940
Median Market$2,560
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 8 ZIPs
1.15–1.20ratio range
Median FMR$2,950
Median Market$2,465
vs market+$485

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

8
1 BR· 14 ZIPs
1.21–1.24ratio range
Median FMR$3,060
Median Market$2,500
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

14
1 BR· 7 ZIPs
1.26–1.29ratio range
Median FMR$3,440
Median Market$2,690
vs market+$750

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

7
1 BR· 6 ZIPs
1.31–1.33ratio range
Median FMR$3,270
Median Market$2,485
vs market+$785

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 10 ZIPs
1.35–1.53ratio range
Median FMR$3,390
Median Market$2,465
vs market+$925

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

10
0.81–1.53
2 BR
2 BR· 3 ZIPs
0.67–0.68ratio range
Median FMR$2,790
Median Market$4,140
vs market-$1,350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.72ratio
FMR$2,940
Market$4,090
vs market-$1,150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 10 ZIPs
0.73–0.76ratio range
Median FMR$2,950
Median Market$3,860
vs market-$910

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

10
2 BR· 3 ZIPs
0.78–0.81ratio range
Median FMR$2,510
Median Market$3,230
vs market-$720

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 12 ZIPs
0.82–0.85ratio range
Median FMR$3,215
Median Market$3,845
vs market-$630

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

12
2 BR· 15 ZIPs
0.86–0.90ratio range
Median FMR$3,130
Median Market$3,590
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

15
2 BR· 10 ZIPs
0.91–0.94ratio range
Median FMR$3,135
Median Market$3,395
vs market-$260

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

10
2 BR· 8 ZIPs
0.94–0.96ratio range
Median FMR$3,535
Median Market$3,705
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
2 BR· 8 ZIPs
0.99–1.02ratio range
Median FMR$3,595
Median Market$3,605
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
2 BR· 8 ZIPs
1.03–1.06ratio range
Median FMR$3,570
Median Market$3,425
vs market+$145

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
2 BR· 6 ZIPs
1.07–1.09ratio range
Median FMR$3,715
Median Market$3,465
vs market+$250

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.22ratio
FMR$4,370
Market$3,570
vs market+$800

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.28ratio
FMR$4,370
Market$3,420
vs market+$950

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.67–1.28
3 BR
3 BR· 5 ZIPs
0.59–0.63ratio range
Median FMR$3,920
Median Market$6,260
vs market-$2,340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 5 ZIPs
0.66–0.68ratio range
Median FMR$3,970
Median Market$5,810
vs market-$1,840

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.72ratio range
Median FMR$3,690
Median Market$5,140
vs market-$1,450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 8 ZIPs
0.74–0.77ratio range
Median FMR$4,430
Median Market$5,850
vs market-$1,420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
3 BR· 8 ZIPs
0.79–0.81ratio range
Median FMR$3,740
Median Market$4,710
vs market-$970

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

8
3 BR· 16 ZIPs
0.82–0.85ratio range
Median FMR$4,410
Median Market$5,320
vs market-$910

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

16
3 BR· 9 ZIPs
0.86–0.90ratio range
Median FMR$4,030
Median Market$4,670
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

9
3 BR· 7 ZIPs
0.91–0.93ratio range
Median FMR$4,030
Median Market$4,370
vs market-$340

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 7 ZIPs
0.94–0.97ratio range
Median FMR$3,710
Median Market$3,910
vs market-$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 5 ZIPs
0.98–1.02ratio range
Median FMR$4,940
Median Market$4,860
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.03–1.04ratio range
Median FMR$4,175
Median Market$4,030
vs market+$145

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
1.06–1.10ratio range
Median FMR$4,400
Median Market$4,010
vs market+$390

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 4 ZIPs
1.10–1.14ratio range
Median FMR$4,145
Median Market$3,680
vs market+$465

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 2 ZIPs
1.15–1.17ratio range
Median FMR$4,760
Median Market$4,105
vs market+$655

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.25ratio
FMR$5,470
Market$4,390
vs market+$1,080

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.59–1.25
4 BR
4 BR· 25 ZIPs
0.45–0.64ratio range
Median FMR$4,310
Median Market$7,560
vs market-$3,250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

25
4 BR· 8 ZIPs
0.64–0.68ratio range
Median FMR$4,480
Median Market$6,865
vs market-$2,385

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.69–0.72ratio range
Median FMR$4,320
Median Market$6,185
vs market-$1,865

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 6 ZIPs
0.73–0.76ratio range
Median FMR$4,335
Median Market$5,815
vs market-$1,480

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 18 ZIPs
0.78–0.81ratio range
Median FMR$4,415
Median Market$5,620
vs market-$1,205

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

18
4 BR· 5 ZIPs
0.82–0.85ratio range
Median FMR$4,420
Median Market$5,230
vs market-$810

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 4 ZIPs
0.87–0.89ratio range
Median FMR$3,870
Median Market$4,380
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 3 ZIPs
0.92–0.94ratio range
Median FMR$4,880
Median Market$5,230
vs market-$350

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 5 ZIPs
0.96–0.98ratio range
Median FMR$5,030
Median Market$5,180
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.98–1.00ratio range
Median FMR$4,975
Median Market$5,035
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 3 ZIPs
1.03–1.05ratio range
Median FMR$5,070
Median Market$4,870
vs market+$200

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.10ratio
FMR$3,930
Market$3,570
vs market+$360

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.15ratio
FMR$3,890
Market$3,370
vs market+$520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.49ratio
FMR$4,570
Market$3,060
vs market+$1,510

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.45–1.49
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Westchester County, NY (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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