10589
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,800$2,280
1 BR$3,990$2,610
2 BR$4,370$3,570
3 BR$5,470$4,390
4 BR$5,950$5,780
5 BR$6,842
6 BR$7,869
7 BR$9,049
8 BR$10,407

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.67ratio
FMR$3,800
Market$2,280
vs market+$1,520

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.67
1 BR
1 BR
1.53ratio
FMR$3,990
Market$2,610
vs market+$1,380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.53
2 BR
2 BR
1.22ratio
FMR$4,370
Market$3,570
vs market+$800

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
3 BR
3 BR
1.25ratio
FMR$5,470
Market$4,390
vs market+$1,080

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
4 BR
4 BR
1.03ratio
FMR$5,950
Market$5,780
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$587,464
Rent
$4,370
Down payment
$117,493
Loan
$469,971
Mortgage
$2,971
Expenses
$1,199
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10589 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.